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B&B insurance

Cover that's tailored to guest accommodation

Call 0800 294 0905 for a quote

Why do I need B&B insurance?

Our B&B insurance covers you for the legal liabilities and risks you face as a proprietor. A B&B insurance policy lets you combine public and employer's liability cover with cover that's tailored to running a guest accommodation. It also covers wet and dry stock and other contents in one easily managed policy.

B&B insurance key benefits

Tailor the needs of your guest accommodation with our flexible insurance
Buildings insurance

Stock and contents insurance

Public liability insurance cover of up to £5 million

Employers' liability – £10 million standard cover

Money cover included as standard

Glass cover included as standard

Personal assaults in work hours – cover included at no extra cost

Loss of alcohol licence insurance

Goods in transit insurance

Business interruption insurance

Price Match Facility available*

What is money cover?

Running guest accommodation often means having large sums of money on the premises at certain times. Money cover lets you insure sums of £3,000 upwards. Your money is covered while it's:

  • stored overnight in a safe on your premises
  • on your premises during business hours
  • in transit to the bank

What is glass cover?

Glass cover insures your front-of-house glass, like window glass and sanitary ware.

What is business interruption insurance?

Business interruption covers your business against losses incurred following a loss covered by your B&B insurance.

For example, if you were unable to trade because of a fire at your B&B, business interruption insurance could pay for your lost earnings and costs for the period of interruption.

Policy documents

You can find full information about hotel insurance in the Summary of Cover and the Policy Booklet.

Good to know

* Terms and conditions apply. Alternative quote and renewal terms must be provided in writing from selected insurers.

AA Business Insurance is arranged by Automobile Association Insurance Services Limited. Registered office: Fanum House, Basing View, Basingstoke, Hampshire RG21 4EA. Registered in England and Wales number 2414212.

Automobile Association Insurance Services Limited is authorised and regulated by the Financial Conduct Authority (FCA). You can check their register or call the FCA on 0800 111 6768, quoting 310562.

Call now for a quote

0800 294 0905

Lines are open Monday to Friday 8:30am to 5:30pm.

0800 294 0905