European breakdown cover

European breakdown cover

Driving in Europe? Save up to 30% online*

European breakdown cover

  • 24/7 English-speaking helpline and translation service
  • Roadside assistance or towing to the nearest garage after a breakdown or accident
  • Vehicle recovery back to the UK or onwards to your destination (if cheaper)
  • Cover for vehicles of any age
  • Up to £1,200 for car hire, flights and public transport
  • Up to £500 for emergency accommodation

Instant cover when you buy online

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Why choose the AA?

We have over 100 years of experience of helping motorists in Europe, so you can trust us not to let you down.

Where possible, we'll allocate a dedicated, experienced case manager to manage your incident from start to finish. We'll speak to garages on your behalf to ensure you'll only pay for the repairs you need. In 82% of cases, we even settle costs directly with the supplier to avoid you having to claim costs back.

And don't forget, you could save money with AA Rewards when you buy annual cover.

* The 30% discount is only available to AA members purchasing AA European Breakdown Cover (full). It consists of 20% online discount plus a further 10% discount for AA members and any eligible AA customers. AA members and eligible AA customers receive a 10% discount on all AA European breakdown products, the level of online discount will vary depending on the level of cover purchased.

†††  Price is for a Lite single trip policy, for a one-year-old vehicle driving to zone one countries and includes a 10% online discount and a further 10% discount for AA members and any eligible AA customers.

Offers may be withdrawn or varied at any time.

Any services or benefits which may be arranged and paid for (whether in full or part) under this policy are provided by independent third party service providers who are not the agents of, nor are approved by, the insurer or Automobile Association Insurance Services Limited (the 'AA'). Neither the insurer or the AA are liable for the acts or omissions of such suppliers.

European Breakdown Cover is underwritten by Acromas Insurance Company Limited, registered number 88716 (Gibraltar), and sold by Automobile Association Insurance Services Limited, registered number 2414212 England and Wales. Registered office: Fanum House, Basing View, Basingstoke, Hampshire RG21 4EA.

Automobile Association Insurance Services Limited is authorised and regulated by the Financial Conduct Authority (FCA). You can check their register or call the FCA on 0800 111 6768.

Countries covered

European breakdown cover applies within the following geographical limits:

Albania
Andorra
Austria
Belarus
Belgium
Bosnia-Herzegovina
Bulgaria
Channel Islands
Croatia
Cyprus
Czech Republic
Denmark
Estonia
Finland
France
Germany
Gibraltar
Greece
Hungary
Ireland
Isle of Man
Italy
Kosovo
Latvia

Liechtenstein
Lithuania
Luxembourg
Netherlands
Macedonia
Mediterranean islands
(European)

Montenegro
Monaco
Norway
Poland
Portugal
Romania
San Marino
Serbia
Slovakia
Slovenia
Spain
Sweden
Switzerland
Turkey (in Europe)
Ukraine

All Zones

If your vehicle travels outside the geographical limits of your policy, you will not be covered for that part of your trip.

Travelling from the United Kingdom, Channel Islands or Isle of Man

If you live in the United Kingdom, Channel Islands or Isle of Man, your cover will start when you leave home and end when you get back†. So, you’ll be covered if you need help on the way to or from the ferry or Eurotunnel terminal.

Please note, however, that this is not a replacement for our UK breakdown cover. Also, the optional Parts and Labour benefit only starts when your vehicle has left the UK, Channel Islands and Isle of Man.

Terms and conditions apply. Please see Policy documents for more information.

Save up to 30% when you buy online*

Get a quote

* The 30% discount is only available to AA members when purchasing AA European Breakdown-full cover only and is made up of 20% online discount plus a further 10% discount for AA members and any eligible AA customers. AA members and eligible AA customers receive a 10% discount on all AA European Breakdown products, the level of online discount will vary depending on the level of cover purchased.

† If you live in Northern Ireland and are travelling to or from the Republic of Ireland, you will only be covered in the Republic of Ireland. There is no cover for travel within Northern Ireland.

Vehicles covered

AA European Breakdown Cover can be used for any age of vehicle. However, depending on your level of cover we may not be able to provide cover for all types of vehicle.

Types of vehicle covered
Vehicle typeShort BreakLite coverFull cover
Private cars Included Included Included
Hire cars Included Included Included
Motorcycles (must be over 200cc) Included Included Included
Light vans Included Included Included
Campervans Not included Included Included
Motor caravans Not included Included Included
Minibuses Not included Included Included

Parts and Labour benefit

The optional Parts and Labour benefit is only available for private cars. Hire vehicles, motorcycles, trailers, campervans, motor caravans and caravans are not eligible for cover.

Trailers

Trailers can be covered on all Lite and full cover policies. However, any costs relating to transporting items on the trailer won’t be covered.

Restrictions

The following restrictions apply so we can make sure that your vehicle can fit onto a recovery transporter:

  • Maximum weight: 3.5 tonnes (3500kgs) gross vehicle laden weight
  • Maximum length: 7m (23ft)† 
  • Maximum width: 2.3m (7ft 6in)† 
  • Maximum height: 3m (9ft 10in)†

If your vehicle (including any attachments) doesn't meet these restrictions we may be unable to provide you with assistance.

Save up to 30% when you buy online*

Get a quote

* The 30% discount is only available to AA members when purchasing AA European Breakdown full cover only and is made up of 20% online discount plus a further 10% discount for AA members and any eligible AA customers. AA members and eligible AA customers receive a 10% discount on all AA European Breakdown products, the level of online discount will vary depending on the level of cover purchased.

† These dimensions will be calculated taking into account anything attached to your vehicle and any trailer or caravan, including but not limited to towing equipment, any carriers or racks (eg bike or luggage), or anything else attached to the vehicle or the carriers/racks.

Policy documents

Please print a copy of these policy documents and keep them for your records.

Full cover

AA European Breakdown Cover Terms and Conditions (PDF)

Lite cover

AA European Breakdown Cover – Lite Terms and Conditions (PDF)

Short Break

AA European Breakdown Assistance – Short Break Terms and Conditions (PDF)

If you purchased European Breakdown Cover between 1 September 2013 and 31 March 2014, then you need the September 2013 Full Terms and Conditions, or the September 2013 Lite Terms and Conditions, or the September 2013 Short Break Terms and Conditions

If you purchased European Breakdown Cover between 12 August 2013 and 31 August 2013, then you need the August 2013 Full Terms and Conditions, or the August 2013 Lite Terms and Conditions, or the August 2013 Short Break Terms and Conditions

If you purchased European Breakdown Cover between 22 April 2013 and 11 August 2013, then you need the April 2013 Full Terms and Conditions, or the April 2013 Lite Terms and Conditions, or the or the April 2013 Short Break Terms and Conditions

If you purchased European Breakdown Cover between March 2012 and 21 April 2013, the June 2011 Terms and Conditions (PDF) apply to your cover.

Your policy documentation and the AA European Breakdown Cover terms and conditions will be posted to you within five days of your booking.

If you require a paper copy of the terms and conditions, please call us on 0800 085 7253.

Please see the AA website terms and conditions, which also apply.

To view PDFs you’ll need Adobe® Reader®

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* The 30% discount is only available to AA members when purchasing AA European Breakdown full cover only and is made up of 20% online discount plus a further 10% discount for AA members and any eligible AA customers. AA members and eligible AA customers receive a 10% discount on all AA European Breakdown products, the level of online discount will vary depending on the level of cover purchased.

Frequently asked questions

All you need to know about AA European Breakdown Cover

Buying AA European Breakdown Cover

Can I buy European breakdown cover if I've already left home?

Yes, as long as you aren't already abroad. You can buy cover from the AA shops at Dover or Folkestone or you can call us on 08000 857 261 and we'll text your policy details to your mobile phone. If you're already on foreign soil, however, you won't be able to buy cover for that trip.

How soon can I get my documents if I buy AA European Breakdown Cover online?

You should receive your documents in the post within five working days. You'll also be given access to them online when you buy your cover so you can print them out then if you need them sooner.

Do you sell European breakdown cover for a one-way trip?

Yes, cover is available for just the outbound part of your trip. If you plan to travel back to the UK within 31 days of leaving your home though, you'll need to take out cover for the whole trip.

Can you issue European Breakdown Cover policies in joint names?

Yes we can but policies in joint names aren't currently available online. Call us on 08000 857 261 and we’ll be able to help you get cover in joint names.

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About AA European Breakdown Cover

Is AA assistance in Europe the same as in the UK?

AA Patrols don't usually operate outside the UK so we'll arrange assistance from a local garage or motoring organisation instead. Unlike in the UK, service providers including garages, repairers, recovery operators, patrols, car hire companies and so on aren't approved by the AA. Neither the insurer not the AA are liable for the acts or omissions of such suppliers. Please note that they may not speak English, so we provide a translation service that's available 24 hours a day, 7 days a week if you need it. It's also worth remembering that national holidays and working hours vary from country to country.

Will the AA send help if I break down on a foreign motorway?

If you have AA European Breakdown Cover we can arrange assistance in many cases. French motorways are privately managed, however, and the motorway authorities will need to arrange help for you via the official motorway rescue service. The cost of the tow off the motorway can be claimed back within your European Breakdown Cover policy benefit limits. Once you are towed off, call us on 00800 88 77 66 55 for further help.

Can you find a like-for-like replacement hire vehicle if my car is in a garage in Europe?

Unfortunately we can’t as some types of vehicle, such as vans, are almost impossible to find. We won't be able to find vehicles with tow bars, and may have to bring back the towed vehicle with the broken-down car. For larger parties we may need to organise two hire cars.

How many claims can I make?

You can make one claim with a Single Trip policy. Annual policies allow you to make up to 3 claims per year. The total amount you can claim depends on your level of cover.

Can you provide cover for vehicles outside the dimensions stated in the AA European Breakdown Cover terms and conditions?

No, as the limit on vehicle dimensions is determined by the space on the recovery transporters. If we need to recover your vehicle back we need to be sure that it will fit.

Can you provide cover for specially adapted vehicles?

If your vehicle has been specially adapted, you must let us know before you travel by calling us on 0844 209 0081. Please note that it's unlikely that we'll be able to locate a similarly adapted vehicle overseas. We'll try to work out a suitable alternative method of travel with you.

Does an AA European Breakdown Cover policy cover a bicycle, car, jet-ski or boat carried on a trailer?

Personal effects, goods, vehicles, boats or other waterborne craft on or in your vehicle or trailer are not covered. These remain your responsibility at all times.

Are goods carried in a replacement or recovery vehicle covered by AA European Breakdown Cover?

No, these remain your responsibility at all times. Please check the terms and conditions of your personal travel insurance to see if your goods are covered under these circumstances.

Can an AA European Breakdown Cover policy cover travellers with open-ended tickets?

Cover is valid only for the dates purchased and you should take out cover for the full time you intend to be away. To extend cover from overseas, you must contact us before your cover expires and pay an additional premium to keep your cover going. If you don't contact us before it expires, your cover will end and you won't be able to restart it. If you've purchased Annual Multi Trip cover you'll only need to notify us if an individual trip exceeds a maximum of 90 days.

What is the Parts and Labour benefit?

The optional Parts and Labour benefit is available for private cars and helps cover the cost of garage labour and spare parts if you break down abroad (up to �500 with Lite and full cover, or �300 with Short Break). Please see the European breakdown cover Policy documents for more information on what's covered.

What is AA Five Star cover?

AA European Breakdown Cover used to be called AA Five Star before it was renamed in 2005. We also offer a 5 Star car warranty, but this is a completely different type of cover.

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Contact us

How can I contact you about AA European Breakdown Cover?

If you need any help, you can call us on 0800 072 3279. Lines are open Monday to Saturday 8am to 8pm, Sunday 9am to 5pm.

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* The 30% discount is only available to AA members when purchasing AA European Breakdown full cover only and is made up of 20% online discount plus a further 10% discount for AA members and any eligible AA customers. AA members and eligible AA customers receive a 10% discount on all AA European Breakdown products, the level of online discount will vary depending on the level of cover purchased.