Whether you want to set something aside for the future or make more of the money you've already saved, our new cash ISA could help.


The AA cash ISA allows you to use your tax-free savings allowance of £15,240 (2016/17), allowing you to choose if you want to lock all or part of your money away or have instant access. Find out more about the products available within the AA ISA below.


If you close a product, the funds can either be sent to your Holding Account, be reinvested into other products within your AA ISA, or sent to your nominated account. Payments to your nominated account will no longer benefit from ISA tax advantages. If you close your AA ISA after 14 days you won't be able to pay money into another cash ISA in that same tax year.

Useful information to help you make the most of your savings

The tax advantages depend on your individual circumstances and the tax treatment of ISAs may change in the future.

Definitions:
AER: Stands for Annual Equivalent Rate and illustrates what the interest rate would be if interest was paid and compounded once each year.

Breakage Charge: A charge for early closure of a Fixed Rate product. Early closure includes closing a Fixed Rate product while it's within a fixed term, or transferring or closing your AA ISA while a Fixed Rate product is within a fixed term. Early closure does not include closures made within the first 14 days of a product being opened.

Fixed: A fixed rate of interest doesn't change during the fixed term.

Tax-free: means the interest paid will be free from UK Income Tax and Capital Gains Tax.

Variable: A variable rate of interest can go up or down.

The AA ISA is provided by OneFamily. Money in this AA ISA is deposited with Bank of Ireland UK.

OneFamily is a trading name of Family Assurance Friendly Society Limited (incorporated under the Friendly Societies Act 1992, Reg. No. 939F), of which Family Investment Management Limited (Co. No. 1915516) and Family Equity Plan Limited (Co. No. 2208249) are subsidiaries. Registered in England & Wales at 16-17 West Street, Brighton, BN1 2RL United Kingdom. Family Assurance Friendly Society Limited is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Family Investment Management Limited and Family Equity Plan Limited are authorised and regulated by the Financial Conduct Authority.

Bank of Ireland (UK) plc is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Bank of Ireland UK is a trading name of Bank of Ireland (UK) plc which is registered in England & Wales (No. 07022885), Bow Bells House, 1 Bread Street, London, EC4M 9BE.