Fixed-rate Savings Accounts

Fixed-rate savings accounts – Earn up to 4.55% AER*Fixed-rate savings accounts – Earn up to 4.55% AER*
 

Account benefits

  • You are protected against fluctuations in interest rates.
  • Get a fixed rate of interest on your savings, so you know exactly how much your investment will earn for the term of the account.
  • Earn a return yearly or a regular monthly interest option with a choice of savings terms.
  • Invest from £1 up to £5 million in your savings account per investor.
  • With our 3 Year and 5 Year Fixed Rate Savings Accounts, withdrawals are allowed subject to a loss of interest charged on the amount withdrawn. Withdrawals are not permitted with our 23 Month Fixed Rate Savings Accounts. Please refer to the specific terms & conditions.

Attractive rates

AnnualMonthly
Term Access Minimum
deposit		 Gross
p.a. %		 Net % AER % Gross
p.a. %		 Net % AER %
23 Month Online £1 3.35 2.68 3.35 Apply now 3.30 2.64 3.35 Apply now
23 Month Postal £1 3.35 2.68 3.35 Apply now 3.30 2.64 3.35 Apply now
3 Year Online £1 4.10 3.28 4.10 Apply now 4.02 3.22 4.10 Apply now
3 Year Postal £1 4.10 3.28 4.10 Apply now 4.02 3.22 4.10 Apply now
5 Year Online £1 4.55 3.64 4.55 Apply now 4.46 3.57 4.55 Apply now
5 Year Postal £1 4.55 3.64 4.55 Apply now 4.46 3.57 4.55 Apply now

Rates correct at 8 April 2010

Download a brochure

Fixed Rate Savings Account brochure. To view the pdf file you'll need Adobe Acrobat.

Things you need to know

  • Hurry if you want to take advantage of these fixed rates – these accounts are limited issues. Once the limit has been reached, the issue will close.
  • To take full advantage of the offer, your initial deposit should be for the full amount you'd like to invest. Additional deposits will only be allowed while the issue remains open.
  • Interest is calculated daily and credited to the account yearly on the anniversary date of the first deposit and again at maturity if applicable, or on the first day of each month for the monthly interest option.
  • Interest can be paid to this account, an AA Savings Account or your linked account.

Useful information

Our summary of accounts lets you compare and choose which of our accounts is most suited for you and your circumstances.

 

* AER stands for Annual Equivalent Rate and illustrates what the interest rate would be if interest was paid and compounded once a year. Gross is the contractual rate of interest payable before the deduction of income tax at the rate specified by law. Net rates are illustrative only, allowing for the deduction of income tax at 20%. If you are a higher rate taxpayer, you may have a further amount to pay. If we deduct more tax than you have to pay this can be reclaimed from HM Revenue and Customs.