Compare AA Savings Accounts

Our summary of accounts lets you compare and choose which of our accounts is most suited for you and your circumstances.

AA Internet Extra (Issue 4) Savings Account

Account name AA Internet Extra (Issue 4) Account
Interest rates (gross/AERs) 2.80% gross/AER (variable). Includes a fixed bonus for the first 12 months of 2.30%.
Tax status Interest will be paid net after the deduction of income tax (currently 20%) unless you register your account to receive gross interest
Conditions for bonus payment No conditions
Withdrawal arrangements Unlimited withdrawals online via your linked account
Access Online

AA 2 Year Fixed Rate Savings Account

Account name AA 2 Year Fixed Rate Savings Account
Interest rates (gross/AERs) 3.65% gross/AER fixed for two years
Tax status Interest will be paid net after the deduction of income tax (currently 20%) unless you register your account to receive gross interest.
Conditions for bonus payment There is no bonus available on this account.
Withdrawal arrangements Withdrawals are allowed, subject to the following early access charges on the amount withdrawn. Loss of interest is dependent on the length of term remaining at the time of access:
1 year or less: 90 days loss of gross interest
Up to 2 years: 180 days loss of gross interest
The charge will be taken from the account balance and depending on when the withdrawal is made, this may result in you getting back less than you originally deposited.
Access Postal

AA 5 Year Fixed Rate Savings Account

Account name AA 5 Year Fixed Rate Savings Account
Interest rates (gross/AERs) 4.60% gross/AER fixed for five years
Tax status Interest will be paid net after the deduction of income tax (currently 20%) unless you register your account to receive gross interest.
Conditions for bonus payment There is no bonus available on this account.
Withdrawal arrangements Withdrawals are allowed, subject to the following early access charges on the amount withdrawn. Loss of interest is dependent on the length of term remaining at the time of access:
1 year or less: 90 days loss of gross interest
Up to 2 years: 180 days loss of gross interest
Up to 3 years: 270 days loss of gross interest
Up to 4 years: 320 days loss of gross interest
Up to 5 years: 365 days loss of gross interest
The charge will be taken from the account balance and depending on when the withdrawal is made, this may result in you getting back less than you originally deposited.
Access Postal

AA Postal Access ISA (Issue 3)

Account name AA Postal Access ISA (Issue 3)
Interest rates (tax free/AERs) 3.50% tax free/AER (variable). Includes a fixed bonus for the first 12 months of 3.00%. After 12 months the variable rate excluding bonus will apply.
Tax status Interest will be paid tax free. Tax treatment depends on your individual circumstances and may change.
Conditions for bonus payment Fixed bonus paid for the first year from account opening.
Withdrawal arrangements Unlimited withdrawals permitted for the duration of the account. Withdrawals are subject to ISA restrictions.
Access Postal

AA 18 Month Fixed Rate Cash ISA

Account name AA 18 Month Fixed Rate Cash ISA
Interest rates (tax free/AERs) 2.90% tax free/AER fixed for 18 months
Tax status Interest will be paid tax free. Tax treatment depends on your individual circumstances and may change.
Conditions for bonus payment There is no bonus available on this account.
Withdrawal arrangements Withdrawals are allowed, subject to the following early withdrawal charges on the amount withdrawn. Loss of interest is dependent on the length of remaining term at the time of withdrawal:
1 year or less: 90 days loss of tax-free interest
Up to 2 years: 180 days loss of tax-free interest
The charge will be taken from the account balance and depending on when the withdrawal is made, this may result in you getting back less than you originally deposited.
Access Postal

AER stands for 'annual equivalent rate' and illustrates what the interest rate would be if interest was paid and compounded once each year.

Gross is the contractual rate of interest payable before the deduction of income tax at the rate specified by law.

Tax free is the contractual rate of interest payable where interest is exempt from income tax. Tax rules may change. The favourable tax treatment for cash ISAs depends on your individual circumstances and may vary in the future.