We've teamed up with The Co-operative Bank to offer you a great unsecured loan deal.
A great rate of 5.8% APR representative on loans from £7,500 to £14,950.
By providing the requested data you consent to The AA and Acromas groups of companies using it for administration and keeping you informed by mail, telephone, email and SMS of other products and services from us and our partners. For full details please see the AA privacy policy.
| Provider | Rate | |||
| AA Personal Loan | 5.8% | |||
| Nationwide | 6.2% | |||
| Zopa | 6.6% | |||
| Natwest | 6.9% | |||
| RBS | 7.9% | |||
Based on borrowing £10,000 over five years. Source: Moneyfacts.co.uk 7 February 2013.
Looking for a different loan amount, or a term up to 7 years?
Loan amounts range from £2,000 to £25,000, with terms available up to 7 years. Rates range from 5.8% APR to 31% APR. To find out more, please tick the box above to confirm you are a UK resident, aged between 23 and 69, and have a minimum gross annual income of £10,000, then choose the 'Apply now' button.
APR stands for annual percentage rate. This is the total charge for the loan including fees and interest expressed as a percentage, which allows you to compare across the market.
AA Financial Services is not an independent financial services provider and introduces customers to The Co-operative Bank p.l.c. as its exclusive unsecured personal loan partner.
Applicants must be UK residents, aged between 23 and 69, have a minimum annual income of £10,000.
Credit facilities provided by The Co-operative Bank p.l.c. (Registered No. 990937), PO Box 101, 1 Balloon Street, Manchester M60 4EP and are subject to status and lending policy. The Co-operative Bank is authorised and regulated by the Financial Services Authority (No. 121885) and subscribes to the Lending Code, the Financial Ombudsman Service and is licensed by the Office of Fair Trading (No. 006110). The Co-operative Bank reserves the right to decline any application or offer a loan at a rate that differs from those advertised.
If you have a question or need to find an answer for your existing AA Loan, please call one of the following numbers:
If your circumstances have changed and you fear you may not be able to make your next AA Loan repayment, please call us in confidence on 0845 606 1651. Also see these useful contacts about managing debt.
Follow this link to find out about the payment protection insurance (PPI) complaints procedure.
If you have a query about a recent loan application, or a loan that's in partnership with The Co‑operative Bank, call
0800 731 5647
Lines open Monday to Friday 8am to 9pm, Saturday 9am to 6pm, Sunday 9am to 6pm
If you have a loan provided by The Co-operative Bank and experience financial difficulties, call 0800 028 8696, or visit www.co-operativebank.co.uk.
If you are looking for a new loan apply online today or call 0800 731 5647.
How much can I borrow?
You can apply for any amount between £2,000 and £25,000, and repayments can be made over any period between one and seven years.
What are the interest rates?
That depends on the amount you borrow and your personal circumstances:
Personal Loans
from £2,000 to £2,950 – 19.9%
from £3,000 to £4,950 – 18.9%
from £5,000 to £7,450 – 13.9%
from £7,500 to £14,950 – 5.8% (representative rate)
from £15,000 to £25,000 – 9.9%
Member Loans
from £2,000 to £2,950 – 19.4%
from £3,000 to £4,950 – 18.4%
from £5,000 to £7,450 – 13.4%
from £7,500 to £14,950 – 5.7% (representative rate)
from £15,000 to £25,000 – 9.4%
How can I apply for a personal loan?
You can apply for a loan by completing the online application form, or by calling 0800 731 5647.
If I apply online, how will I know if I have been accepted for a personal loan?
You need to supply your email address in the application form, and we will email the decision to you.
Is the loan secured or unsecured?
The loan is unsecured. This means that your home or other assets, such as your car, are not required as security for the loan.
Can I take a repayment holiday on my personal loan?
No, repayment holidays are not available for this loan.
Who is the loan provided by?
We have partnered with The Co-operative Bank to provide an unsecured loan.
Back to topI have an existing AA Loan, who do I contact?
If you already have an AA Loan please contact 0845 606 1651 for all your loan enquiries.
Back to topPlease call
0800 731 5647
Lines are open Mon–Fri 8am–9pm, Sat 9am–6pm, Sun 9am–6pm excluding holidays.
Calls may be monitored and recorded for security and training purposes.
