Van Insurance

Van insurance

Immediate cover available from £199*

Choose AA Van Insurance

  • A great deal for you – get the best price from a panel of leading insurers
  • Up to 60% no-claims discount
  • Courtesy vehicle (if available) while your van is being repaired**
  • Vehicles covered include small to large vans, pickups, crew cabs and tippers – and you'll be covered for trips to Europe
  • Personal accident cover up to £5,000
  • Windscreen and window repairs without losing your no-claims bonus
  • 5% discount if you already have AA personal breakdown cover***
  • Up to £250 for locks replaced if your van keys are lost or stolen

Get a quote in minutes – call us or select the button below. Choose from comprehensive insurance, third party, fire and theft, or just third-party cover.

Click here to get a quote for your van

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Get extra cover for your van

  • Van rescue – AA Breakdown Cover will get you mobile again
  • Van hire – if your van is stolen or off the road, get a like-for-like replacement for up to 21 days
  • Legal expenses cover – up to £100,000 in legal costs to help you recover uninsured losses if you have an accident that isn't your fault
  • Personal accident cover – up to £25,000 if you are seriously injured or die as a result of an accident
  • Goods in transit insurance – insurance if you deliver your own commercial goods, use a courier, or are in business as a courier or haulier

AA member benefits

As an AA Insurance customer you'll have access to AA member benefits – giving you discounts on a host of motoring, travel, food, and home and lifestyle products. With AA member benefits, you can take your pick from special savings, exclusive events, and more. Have a look at our AA member benefits pages for details and terms.


* 10% of new customers paid this amount between 1 January and 31 December 2013.

** Duration restrictions apply by individual insurers.

*** Discount not available retrospectively and not available in conjunction with any other discount.

AA Van Insurance is arranged by Automobile Association Insurance Services Limited. Registered office: Fanum House, Basing View, Basingstoke, Hampshire RG21 4EA. Registered in England and Wales number 2414212.

Automobile Association Insurance Services Limited is authorised and regulated by the Financial Conduct Authority (FCA). You can check their register or call the FCA on 0800 111 6768.

Optional extras with AA Van Insurance

AA Van Rescue – cover your vehicle for just £65

No other breakdown provider has as many dedicated patrols to assist its members.

  • UK Roadside – help if you break down more than a ¼ mile from your home or office address
  • UK Home Start – breakdown assistance if you break down within ¼ mile from your home or office address
  • Relay – transportation of the vehicle, driver and up to seven passengers to a UK mainland destination if prompt local repair is not possible

For full details please see the Van Rescue policy summary and the Van Rescue terms and conditions.

Van hire cover – keep your business on the move for just £30 a year

  • Provides a replacement vehicle when your van is being repaired after an accident, or if it has been stolen or declared a total loss
  • Hire vehicle of similar size for up to 21 days for comprehensive cover, and up to 14 days for third-party, fire and theft cover (not available on third-party only policies). Vehicles configured or adapted for specialist use are not available, including but not limited to refrigerated vehicles

For full details please see the van hire policy summary and the van hire terms and conditions.

Legal expenses cover – £26 a year

Legal expenses cover offers up to £100,000 in legal costs for pursuing losses that are not insured under your basic van insurance policy. If an accident happens that is not your fault, you will want to claim back your excess and other costs, for example vehicle hire, from the negligent driver. Most importantly, the recovery of these costs will maintain your no-claims bonus, all for just £26 a year.

See the legal expenses cover policy summary and terms and conditions for full details.

Personal accident cover – £27.50 a year

The cover provides up to £25,000 in financial assistance if you are seriously injured in an accident or road rage assault when you are driving (using or in charge of the vehicle specified on your AA Van Insurance policy):

  • total and irrecoverable loss of sight in one or both eyes – £25,000
  • loss of one or two limbs – £25,000
  • permanent total disablement (other than loss of sight or limb) – £25,000
  • accidental death – £25,000

Additional benefits in the event of a road rage assault:

  • £100 a day hospital cash benefit, for up to 30 days in hospital
  • emergency dental treatment – £250

See the policy summary and terms and conditions for full details.

Click here to get a quote for your van and add extras

Get a quote

Short term van insurance

A separate short-term van insurance policy allows you to drive another vehicle without putting the no-claims bonus on your main vehicle insurance at risk.

Automobile Association Insurance Services Limited will introduce customers to Temporary Cover Limited, which will arrange Short Term Van Insurance. When you click 'Get a quote' you will enter Temporary Cover Limited's website, where you can get a quote or buy temporary van insurance.

Benefits include:

  • temporary additional drivers
  • temporary additional vans
  • unaccompanied vehicle demonstrations
  • lending a van to a friend, colleague or relative
  • immediate drive-away insurance if you've just bought a van

Short term van insurance is available for:

  • any van you can drive with a standard UK driving licence
  • any person with a current full UK driving licence held for a minimum of 6 months, European Union licence for a minimum of 12 months or a provisional driving licence
  • any person who has been resident in the UK for 12 months or more
  • any insurance period from 1 to 28 days
  • drivers aged between 18 and 75

Get a quote for short term van insurance

Get a quote

Terms and conditions for Short Term Van Insurance are available online and Temporary Cover Limited will send you complete documentation after you've bought your policy.

AA Van Insurance is arranged by Automobile Association Insurance Services Limited. Registered office: Fanum House, Basing View, Basingstoke, Hampshire RG21 4EA. Registered in England and Wales number 2414212.

Automobile Association Insurance Services Limited and Temporary Cover Limited are authorised and regulated by the Financial Conduct Authority (FCA). You can check their register or call the FCA on 0800 111 6768.

Van insurance policy documents

Please read all of the information relating to your policy before you buy AA Van Insurance.

Van Insurance

Van insurance policy booklet

Last updated February 2014


About AA Insurance Services Limited

To find out more about AA Insurance Services, this PDF gives a summary of the services we offer.

Information about AA Insurance Services Limited


Policy documents for optional cover

Van Rescue

Van Rescue policy summary

Van Rescue terms and conditions

Van hire insurance

Van hire policy summary

Van hire terms and conditions

Van Legal expenses cover

Legal expenses policy summary and terms and conditions

Van personal accident cover

Personal accident policy summary

Personal accident terms and conditions

Frequently asked questions

All you need to know about Van Insurance

About the insurance policies

How reputable are the companies you deal with?

All the insurers on our panel are regulated by the Financial Conduct Authority.

Is there a courtesy vehicle in the event of an accident?

Yes – with comprehensive cover only, providing the vehicle is repairable (not written off), and the claim is arranged through the insurance company's approved repairer. The provision of a courtesy vehicle will be subject to availability and may be restricted to a 'category A' vehicle.

You can add AA Van Hire Cover to your policy for £30 a year. (This cover runs concurrently with your annual van insurance policy and cannot be added mid-term.) For more information please call 0844 836 1128.

Does the price of my van insurance include legal expenses cover?

No. Legal expenses cover is an optional extra, and full details are provided with your online quotation.

You can add legal expenses cover to your policy for £26 a year. It offers up to £100,000 in legal costs for pursuing losses that are not insured under your van insurance policy.

If an accident happens that is not your fault, you will want to claim back your excess and other costs, for example vehicle hire, from the negligent driver. Most importantly, the recovery of these costs will maintain your no-claims bonus.

Does the van insurance policy entitle me to drive anybody else's car?

No. This is a benefit excluded under a commercial vehicle policy.

I have been a named driver on someone else's van insurance policy. Does this entitle me to a no-claims discount if I start on my own?

Yes – you may be eligible for an introductory discount of up to 60%, subject to terms and conditions.

Call us on 0800 083 8539 for further assistance.

Can I use my no-claims bonus twice?

No. The no-claims bonus is limited to one vehicle at a time. However you may be eligible for an introductory discount.

Call us on 0800 083 8539 for further assistance

I have had access to a company car for a few years. Can I get a discount for this?

Yes – you may be eligible for an introductory discount of up to 60%, subject to terms and conditions.

Call us on 0800 083 8539 for further assistance.

Are my materials and tools covered by my van insurance?

No goods, samples or tools which you carry in connection with your trade are covered. However, business insurance may cover these.

You can get business insurance online via the AA, or else please call 0800 294 0905.

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Contact details

How can I contact you?

Sales 0800 083 8539
Monday to Friday 8:30am to 7pm, Saturday 8:30am to 3pm

Existing customers 0844 836 1128
Monday to Friday 8:30am to 7pm, Saturday 8:30am to 3pm

Post The Customer Care Unit
AA Insurance Services
PO Box 2AA
Newcastle upon Tyne NE99 2AA
Email AAinfo@directchoice.co.uk
We will endeavour to respond to your enquiries within two working days.

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Call our UK call centre

 

0800 083 8539

 

Mon–Fri 8:30am–7pm,
Sat 9am–3pm