Pet Insurance Cover Options
You can choose one of three options for your pet insurance cover. Below is a summary of what you get with each of the three options.
| Cover | Bronze | Silver | Gold |
|---|---|---|---|
| Vet's fees | £1,000 | £3,000 | £5,000 |
| Accidental damage |  |
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| Death from illness* | £250 | £750 | |
| Death from accident* | £250 | £750 | |
| Theft or straying | £250 | £750 | |
| Third-party liability and legal expenses (dogs only) | £1 million | £1 million | £1 million |
| Accidental damage** | £500 | ||
| Boarding kennel fees** | £250 | £1,000 | |
| Holiday cancellation** | £250 | £2,000 | |
| Healthcare away from home helpline | |
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| Bereavement counselling helpline | |
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| Pet legal helpline | |
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| Pet minders' helpline | |
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| Pay vet direct | |
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Overseas travel | Up to 30 days | Up to 30 days | Up to 12 months |
* Subject to cover remaining in force and the original policy limit.
** This section does not apply in the case of dogs that are 9 or more years old and cats that are 11 or more years old.
Excesses
- if your pet is under 6 years of age the excess is £75
- if your pet is 6 years of age or older, the excess is £75 excess for each illness or injury plus 20% of the remaining cost of the treatment
- third-party liability £100
- accidental damage £100
Important points
Please refer to the full policy wording for complete terms and conditions.
The excess amounts shown against the cover are the amounts which you personally will be asked to pay in respect of each claim.