Loans
What will a loan cost?
AA Member Loan
7.7% APR typical
for AA members on loans of £7,000 to £25,000
As an AA member you can benefit from our exclusive member rate
- A low-interest loan plus great benefits.
- Borrow between £7,000 to £25,000 for between 2 and 7 years.
- An option of an initial three-month repayment holiday (although interest is charged from the start of your loan).
Not an AA member?
You can still get your finances into shape with a made to measure loan
Loans under £7,000
If you'd like to borrow less than £7,000, we do offer loans from £1,000 to £6,999 with fixed monthly repayments over one to six years.
Other products & services
APR and repayment details are correct at the time of the site going live. Rates apply to Internet applications only and cannot be used in conjunction with any other offer. Certain purposes of loan may be excluded or have limited repayment periods, please ring for details. You may be offered a different rate depending on your personal circumstances, our credit assessment procedure and other related factors. Rates range from 7.7% APR to 22.9% APR. Minimum loan amount available is £1,000.
AA Loans are provided or arranged, subject to status including permanent employment, by Automobile Association Personal Finance Limited, City House, City Road, Chester CH88 3AN. You must be at least 18 and a UK resident (excluding the Channel Islands and the Isle of Man) to apply.



