Balance Transfer Credit Card

Balance Transfer Credit Card

Choose the AA Balance Transfer Credit Card

Balance transfer calculator

By transferring your current balance to an you could save

£

in interest over the 0% period. The saving includes the handling fee.

This calculator gives estimated savings only, for illustrative purposes. Your existing balance may be made up of amounts attracting different rates. Savings shown can only be calculated on the rate you provide and on the balance transferred, assuming that minimum repayments are made in line with MBNA's terms and conditions.

Moneyfacts Awards 2013

24 month balance transfer

  • 0% for up to 24 months from the date your account is opened on balance transfers made in the first 60 days, with a handling fee of just 2.9%
  • 0% on all card spending for 3 months from the date your account is opened, whatever you buy
  • Money transfers are available at 0% for 24 months from the date your account is opened and made within the first 60 days (4% fee)
  • No annual fee
  • UK–based call centre available
  • Shop online with complete confidence with password protection Verified by Visa
  • Contactless payment technology1
  • Fraud protection2
  • Eligibility Check: Find out if you are eligible before applying for this card. As part of our eligibility check we will carry out a quotation search which won't show up on your credit record as an application for credit, so it won't affect your credit rating3

You are more likely to be accepted for a credit card if you have a good credit record, are over 23, earn over £20,000 a year, and are on the electoral roll.

Apply for an AA 24 month Balance Transfer Credit Card

Apply now

 

Compare our Balance Transfer Credit Card

Credit Card 0% Balance transfer term Balance transfer fee Representative variable APR
AA 24 month Balance Transfer
Credit Card
24 months 2.90% 18.9%
Lloyds 24 months 3% 17.9%
HSBC 23 months 3.30% 17.9%
Post Office 18 months 2.98% 17.8%

All information about our competitors was correct as at 16/01/14.
(Competitor rates source: Moneysupermarket.com)


1 Contactless payment means you don't need to insert your card or enter your PIN, so the transaction is much quicker for purchases of £20 and under. Wherever you see the contactless symbol, just hold your credit card up to the reader and wait for the green light

2 You must call us as soon as the card cannot be found or if you notice any unusual transactions on your account.

Eligibility for this credit card depends on your circumstances and the results of our eligibility check. The product, APR and promotional offer you could get may vary from the example.

Promotional rates will no longer apply from the beginning of any statement period during which you have breached your terms and conditions, for example if you haven't paid on time or have gone over your credit limit. You cannot transfer balances between MBNA accounts.

The AA Credit Card is issued by MBNA Limited. Registered Office: Stansfield House, Chester Business Park, Chester CH4 9QQ. Registered in England and Wales under company number 02783251. Authorised and regulated by the Financial Conduct Authority. MBNA Limited is also authorised by the Financial Conduct Authority under the Payment Services Regulations 2009, Register Number: 204487 for the provision of payment services. Credit is available, subject to status, only to UK residents aged 18 or over.

Calls, online and/or smartphone sessions (eg completing an application) may be monitored and/or recorded for quality evaluation, training purposes and to ensure compliance with laws and regulations.

AA Financial Services Limited trading as AA is not an independent financial services provider and is acting as a credit intermediary and introduces customers to MBNA as its exclusive credit card partner.

The AA Credit Card is arranged by AA Financial Services Limited (AAFS), registered in England and Wales number 912211. Registered Office: Fanum House, Basing View, Basingstoke, Hampshire RG21 4EA. AAFS is an Appointed Representative of Automobile Association Insurance Services Limited, which is authorised and regulated by the Financial Conduct Authority, registered number 525013.

24 month balance transfer calculator

Find out how much you could save by transferring existing balances on a higher-rate credit card or store card. Just enter your outstanding balances and the interest rate to calculate.

Your current balances

By transferring your current balance to an you could save

£

in interest over the 0% period. The saving includes the handling fee.

This calculator gives estimated savings only, for illustrative purposes. Your existing balance may be made up of amounts attracting different rates. Savings shown can only be calculated on the rate you provide and on the balance transferred, assuming that minimum repayments are made in line with MBNA's terms and conditions.

Apply for an AA 24 month Balance Transfer Credit Card

Apply Now

Promotional rates will no longer apply from the beginning of any statement period during which you have breached your terms and conditions, for example if you haven't paid on time or have gone over your credit limit. You cannot transfer balances between MBNA accounts.

The AA Credit Card is issued by MBNA Limited. Registered Office: Stansfield House, Chester Business Park, Chester CH4 9QQ. Registered in England and Wales under company number 02783251. Authorised and regulated by the Financial Conduct Authority. MBNA Limited is also authorised by the Financial Conduct Authority under the Payment Services Regulations 2009, Register Number: 204487 for the provision of payment services. Credit is available, subject to status, only to UK residents aged 18 or over.

Calls, online and/or smartphone sessions (eg completing an application) may be monitored and/or recorded for quality evaluation, training purposes and to ensure compliance with laws and regulations.

AA Financial Services Limited trading as AA is not an independent financial services provider and is acting as a credit intermediary and introduces customers to MBNA as its exclusive credit card partner.

The AA Credit Card is arranged by AA Financial Services Limited (AAFS), registered in England and Wales number 912211. Registered Office: Fanum House, Basing View, Basingstoke, Hampshire RG21 4EA. AAFS is an Appointed Representative of Automobile Association Insurance Services Limited, which is authorised and regulated by the Financial Conduct Authority, registered number 525013.

Card benefits

  • The AA's longest ever 0% balance transfer
  • It only takes a few minutes to apply online for an instant decision1
  • Apply for up to 3 extra cardholders absolutely free2
  • Online Card Services so you can check your balance
  • Shop online with complete confidence with password protection Verified by Visa
  • UK-based call centre available
  • Contactless payment technology3
  • Free fraud protection4
  • No annual fee
  • Money transfers are available at 0% for 24 months from the date your account is opened and made within the first 60 days (4% fee)

Apply for an AA 24 month Balance Transfer Credit Card

Apply now

1 If you apply online between the hours of 6am – midnight, Monday to Friday, or 6am – 9pm, Saturday to Sunday, you could get an instant decision. Outside of these hours, or if your application is referred to a Credit Analyst for a final decision, we'll be in touch as soon as possible.

2 Any additional cardholder(s) must reside at the same primary address and have a relationship of close family member (defined as: spouse, child, parent, sibling or domestic partner).

3 Contactless payment means you don't need to insert your card or enter your PIN, so the transaction is much quicker for purchases of £20 and under. Wherever you see the contactless symbol, just hold your credit card up to the reader and wait for the green light.

4 You must call us as soon as the card cannot be found or if you notice any unusual transactions on your account.

Promotional rates will no longer apply from the beginning of any statement period during which you have breached your terms and conditions, for example if you haven't paid on time or have gone over your credit limit. You cannot transfer balances between MBNA accounts.

The AA Credit Card is issued by MBNA Limited. Registered Office: Stansfield House, Chester Business Park, Chester CH4 9QQ. Registered in England and Wales under company number 02783251. Authorised and regulated by the Financial Conduct Authority. MBNA Limited is also authorised by the Financial Conduct Authority under the Payment Services Regulations 2009, Register Number: 204487 for the provision of payment services. Credit is available, subject to status, only to UK residents aged 18 or over.

Calls, online and/or smartphone sessions (eg completing an application) may be monitored and/or recorded for quality evaluation, training purposes and to ensure compliance with laws and regulations.

AA Financial Services Limited trading as AA is not an independent financial services provider and is acting as a credit intermediary and introduces customers to MBNA as its exclusive credit card partner.

The AA Credit Card is arranged by AA Financial Services Limited (AAFS), registered in England and Wales number 912211. Registered Office: Fanum House, Basing View, Basingstoke, Hampshire RG21 4EA. AAFS is an Appointed Representative of Automobile Association Insurance Services Limited, which is authorised and regulated by the Financial Conduct Authority, registered number 525013.


Balance Transfer Credit Card

Representative example

 

18.9% p.a.

(variable)

on card purchases

 

Equivalent to:

18.9% APR

representative (variable)

 

Based on a credit limit of

£1,200