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Savings

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Products available to new savers

Member Saver Issue 1

  Minimum balance Current
AER
Rate £100 1.03%

Rate effective 26 May 2017

Easy Saver Issue 4

Minimum balance Current
AER
Including 12 month bonus from account opening £100 1.01%
After 12 months rate reverts to underlying rate   £100 0.20% 

Rate effective 26 May 2017

Easy Access Issue 11

Minimum
balance
Current
tax-free
Current
AER
Including 12 month bonus
from account opening
£100 1.01% 1.01%
After 12 months rate reverts
to underlying rate
£100 0.20% 0.20%

Rate effective 19 May 2017

Fixed Rate Issue 12

Term

Balance

Current
tax-free
Current
AER
1 Year £500+ 0.90% 0.90%
2 Year £500+ 0.90% 0.90%

Rate effective 6 April 2017

Holding account

Balance Current
tax-free
Current
AER
£100+ 0.25% 0.25%

Rate effective 5 September 2016

Previous Interest rates

Member Saver Issue 1

Minimun balance Current
AER
Rate £100 1.00%

Rate effective 6 April 2017

Member Saver Issue 1

Minimun balance Current
AER
Rate £100 0.95%

Rate effective 3 March 2017

Member Saver Issue 1

Minimun balance Current
AER
Rate £100 0.86%

Rate effective 2 March 2017

Products no longer available to new savers

Easy Saver Issue 3

Minimum balance Current
AER
Including 12 month bonus from account opening £100 0.97%
After 12 months rate reverts to underlying rate £100 0.20%

Rate effective 6 April 2017

Easy Saver Issue 2

Minimum balance Current
AER
Including 12 month bonus from account opening £100 0.91%
After 12 months rate reverts to underlying rate £100 0.20%

Rate effective 3 March 2017

Easy Saver Issue 1

Minimum balance Current
AER
Including 12 month bonus from account opening £100 0.75%
After 12 months rate reverts to underlying rate £100 0.20%

Rate effective 2 February 2017

Easy Access Issue 1

  Balance Current
tax-free
Current
AER
Including 12 month bonus
from account opening
£100+ 1.41% 1.41%
After 12 month bonus £100+ 0.10% 0.10%

Rate effective 7 September 2015

Easy Access Issue 2

Balance Current
tax-free
Current
AER
£100+ 1.00% 1.00%

Rate effective 5 September 2016

Easy Access Issue 3

Balance Current
tax-free
Current
AER
£100+ 1.00% 1.00%

Rate effective 5 September 2016

Easy Access Issue 4

  Minimum
Balance
Current
tax-free
Current
AER
Including 12 month bonus
from account opening
£100 1.30% 1.30%
After 12 months rate reverts
to underlying rate
£100 0.25% 0.25%

Rate effective 27 April 2016

Easy Access Issue 5

Minimum
Balance
Current
tax-free

Current
AER

Including 12 month bonus
from account opening
£100 1.19% 1.19%
After 12 months rate reverts
to underlying rate
£100 0.25% 0.25%

Rate effective 18 May 2016

Easy Access Issue 6

Minimum
balance
Current
tax-free
Current
AER
Including 12 month bonus
from account opening
£100 1.05% 1.05%
After 12 months rate reverts
to underlying rate
£100 0.20% 0.20%

Rate effective 15 August 2016

Easy Access Issue 7

Minimum
balance
Current
tax-free
Current
AER
Including 12 month bonus
from account opening
£100 0.95% 0.95%
After 12 months rate reverts
to underlying rate
£100 0.20% 0.20%

Rate effective 21 October 2016

Easy Access Issue 8

Minimum
balance
Current
tax-free
Current
AER
Including 12 month bonus
from account opening
£100 0.75% 0.75%
After 12 months rate reverts
to underlying rate
£100 0.20% 0.20%

Rate effective 4 November 2016

Easy Access Issue 9

Minimum
balance
Current
tax-free
Current
AER
Including 12 month bonus
from account opening
£100 0.86% 0.86%
After 12 months rate reverts
to underlying rate
£100 0.20% 0.20%

Rate effective 3 March 2017

Easy Access Issue 10

Minimum
balance
Current
tax-free
Current
AER
Including 12 month bonus
from account opening
£100 0.97% 0.97%
After 12 months rate reverts
to underlying rate
£100 0.20% 0.20%

Rate effective 6 April 2017

 

Fixed Rate Issue 1

Term

Balance

Current
tax-free
Current
AER
1 Year £500+ 1.61% 1.61%
2 Year £500+ 1.81% 1.81%

Rate effective 7 September 2015 to 5 October 2015

Fixed Rate Issue 2

Term

Balance

Current
tax-free
Current
AER
1 Year £500+ 1.76% 1.76%
2 Year £500+ 2.01% 2.01%

Rate effective 6 October 2015 to 03 January 2016

Fixed Rate Issue 3

Term

Balance

Current
tax-free
Current
AER
1 Year £500+ 1.50% 1.50%
2 Year £500+ 1.60% 1.60%

Rate effective 4 January 2016 to 10 February 2016

Fixed Rate Issue 4

Term

Balance

Current
tax-free
Current
AER
1 Year £500+ 1.35% 1.35%
2 Year £500+ 1.45% 1.45%

Rate effective 11 February 2016 to 26 April 2016

Fixed Rate Issue 5

Term

Balance

Current
tax-free
Current
AER
1 Year £500+ 1.25% 1.25%
2 Year £500+ 1.30% 1.30%

Rate effective 27 April 2016 to 17 May 2016

Fixed Rate Issue 6

Term

Balance

Current
tax-free
Current
AER
1 Year £500+ 1.15% 1.15%
2 Year £500+ 1.20% 1.20%

Rate effective 18 May 2016 to 11 June 2016

Fixed Rate Issue 7

Term

Balance

Current
tax-free
Current
AER
1 Year £500+ 1.00% 1.00%
2 Year £500+ 1.10% 1.10%

Rate effective 11 June 2016 to 3 August 2016

Fixed Rate Issue 8

Term

Balance

Current
tax-free
Current
AER
1 Year £500+ 0.95% 0.95%
2 Year £500+ 1.00% 1.00%

Rate effective 3 August 2016

Fixed Rate Issue 9

Term

Balance

Current
tax-free
Current
AER
1 Year £500+ 0.85% 0.85%
2 Year £500+ 0.90% 0.90%

Rate effective 21 October 2016

Fixed Rate Issue 10

Term

Balance

Current
tax-free
Current
AER
1 Year £500+ 0.75% 0.75%
2 Year £500+ 0.75% 0.75%

Rate effective 4 November 2016

Fixed Rate Issue 11

Term

Balance

Current
tax-free
Current
AER
1 Year £500+ 0.86% 0.86%
2 Year £500+ 0.96% 0.96%

Rate effective 3 March 2017

Previous interest rates

Holding account

Balance Previous
tax-free
Previous
AER
£100+ 0.50% 0.50%

Rate effective from 6 October 2015 to 4 September 2016

 
Products no longer available

Easy Saver Issue 2

Minimum balance Current
AER
Including 12 month bonus from account opening £100 0.91%
 After 12 months rate reverts to underlying rate £100 0.20%

Rate effective 11 February 2016 to 4 September 2016

Easy Access Issue 2

Balance Previous
t
ax-free
Previous
AER
£100+ 1.25% 1.25%

Rate effective 11 February 2016 to 4 September 2016

Easy Access Issue 3

Balance Previous
tax-free
Previous
AER
£100+ 1.25% 1.25%

Rate effective 11 February 2016 to 4 September 2016

 

Definitions

AER – stands for Annual Equivalent Rate, and illustrates what the interest rate would be if interest was paid and compounded once each year.

Breakage Charge – a charge for early closure of a Fixed Rate product. Early closure includes closing a Fixed Rate product while it's within a fixed term, or transferring or closing your AA ISA while a Fixed Rate product is within a fixed term. Early closure does not include closures made within the first 14 days of a product being opened.

Fixed – a fixed rate of interest doesn’t change during the fixed term.

Tax-free – means the interest paid will be free from UK Income Tax and Capital Gains Tax.

Variable – a variable rate of interest can go up or down.


The AA ISA is provided by OneFamily. Money in this AA ISA is deposited with Bank of Ireland UK.

OneFamily is a trading name of Family Assurance Friendly Society Limited (incorporated under the Friendly Societies Act 1992, Reg. No. 939F), of which Family Investment Management Limited (Co. No. 1915516) and Family Equity Plan Limited (Co. No. 2208249) are subsidiaries. Registered in England and Wales at 16-17 West Street, Brighton BN1 2RL, United Kingdom. Family Assurance Friendly Society Limited is authorised by the Prudential Regulation Authority, and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Family Investment Management Limited and Family Equity Plan Limited are authorised and regulated by the Financial Conduct Authority.

Bank of Ireland (UK) plc is authorised by the Prudential Regulation Authority, and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Bank of Ireland UK is a trading name of Bank of Ireland (UK) plc, which is registered in England and Wales (No. 07022885), Bow Bells House, 1 Bread Street, London EC4M 9BE.