Women's car insurance

AA Car Insurance for women

Insurance ratings for women – did you know the law has changed?

Insurers are now no longer able to include the gender of the driver as a rating factor when calculating a motor premium. This change has an impact on insurance premiums, particularly for younger women.

As a woman you may have to pay more for your policy now. But you can be assured that the AA will continue to provide you with excellent levels of cover.

Great policy benefits for women drivers

Whether you use the car for work, leisure or the school run, you need to stay mobile. Our comprehensive cover provides:

• 24 hour claimline available 365 days a year
• Recovery from the scene of an accident
• Free courtesy car while yours is being repaired following an accident
• Personal belongings cover up to £250 (£500 for members), which can include handbag and contents, mobile phones and pushchairs
• Cost of a replacement child seat comes as standard
• Up to £1,000 to cover cost of replacing car keys
• Uninsured Driver Promise – you won't pay an excess or lose your no-claims discount if your car is hit by an uninsured driver, and the accident is not your fault*
• Insurer approved repairers for peace of mind
• Onward transport and overnight accommodation costs up to £300 per person, with the overall limit at £500

Optional extras

Choose from a range of optional extras to tailor your insurance cover to your needs.

• Motor Legal Assistance – help with recovery of your uninsured losses, such as personal injury costs, insurance excess and loss of earnings. Also receive 2 hours of Drive Confidence lessons from AA Driving School should you require driving assistance following a claim. In addition the cover also includes legal advice and motoring legal documents available to you
• Car Hire – receive a Category A vehicle to use for up to 21 days (comprehensive policies) if your car is written off or stolen
• Motor Accident Plan – up to £20,000 cover for serious injury for you and your named drivers
• Excess Protection – provides cover to reclaim the cost of your insurance excess when you're at fault or the other driver cannot be identified