Life insurance

Over 50s life insurance to help
you look after what matters


Extra £25 M&S vouchers if you find equivalent cover

Choosing an Over 50 Life Insurance plan is an important decision. To help you, we're confident we offer amongst the highest levels of cover available on the market. See how we compare.

If, after you've taken out your policy with us, you find you can get a higher cash sum assured on a fixed, guaranteed acceptance Over 50s plan elsewhere, for the same monthly premium or less, we'll give you a further £25 M&S vouchers.**

Over 50s life insurance

Plan ahead and help contribute towards the cost of your funeral or leave something to your family with an AA Over 50s Life Insurance policy, provided by Legal & General. The plan pays out a cash sum if you die after just one year of taking out the policy and acceptance is guaranteed if you're a UK resident aged between 50 and 80 with no medical questions to answer.

Get a quick quote using our calculator, to the left of this page, choosing how much you want to pay, with premiums starting from £8 per month, depending on your age.

There are two types of plan. The Fixed plan or the Increasing plan.
Find out more about your cover options and apply today.

Find out more

We offer two types of plan. With the fixed plan the premium and cash sum will remain the same whereas the increasing plan means the premiums are reviewed every year to keep up with inflation. The plan covers you for the whole of your life, as long as you keep up your monthly premiums. You will pay premiums from the start of your policy until your 90th birthday when your premiums will stop but cover will continue. Simply choose the premium you want to pay, based on your circumstances, and the cash sum you need the policy to pay out.

If you select AA Over 50s Life Insurance:

  • You will receive M&S vouchers as a thank you gift, with AA Members receiving £75 and non-members £50.*
  • We offer some of the highest levels of cover available in the over 50s life insurance market and we'll give you an additional £25 in M&S vouchers if you find more cover for the same monthly premium or lower with another provider.**
  • We'll give you free access to the AA Legal Helpline

Things you need to know

Fixed and increasing plans

  • A claim can be made after one year, regardless of the cause of death. If you die from natural causes within the first year we will refund any premiums paid, unless you die as the result of an accident, when we will pay your cash sum.
  • Depending on how long you live, total premiums paid may be greater than the cash sum payable on death.
  • After your 90th birthday you will stop paying premiums but your cover will continue.
  • If you stop paying premiums before the end of your policy, your cover will end 30 days after your missed premium and you won’t get anything back.
  • This is not a savings or investment product and has no cash value until a valid claim is made.

Increasing plan only

  • With the increasing plan your cash sum is reviewed each year in line with the change in the Retail Prices Index (RPI). Premiums will also be reviewed each year and will increase by the change in RPI multiplied by 1.5.
  • If you're worried you won't be able to afford the increases in premium, you can decline the increase following your annual review. If you do this the cash sum will remain at the same value from that point, and inflation will reduce its value in the future. You won't be able to increase your cash sum or premium in future years.

Fixed plan only

  • Inflation will reduce the buying power of your cash sum in the future.

If you still have a mortgage or would like to leave more for your family you could consider AA Family or Mortgage Life Insurance, provided by Legal & General. Click here to find out more.


* M&S voucher offer valid until 30 November 2015. Terms and conditions apply.

** Offer can be withdrawn at any time. To claim, provide proof of the comparable Over 50s Life Insurance fixed cover plan, which should exclude all policy additions, including funeral benefit options, via a scanned/photocopied quote, or printed online screen-shot showing a date stamp. This should be sent within 30 days of your policy start date, to AA Life Insurance, Financial Services, Fanum House, Basing View, Basingstoke, RG21 4EA, quoting your policy number. Eligible claimants will be sent £25 M&S vouchers after 90 days of receipt.

An AA member is defined as a holder of a current, valid UK Breakdown Assistance policy purchased directly through the AA.

Automobile Association Insurance Services Limited acts solely as introducer for Legal & General's AA Over 50s Life Insurance.

Automobile Association Insurance Services Limited is registered in England and Wales No 2414212. Registered office: Fanum House, Basing View, Basingstoke, Hampshire RG21 4EA. Automobile Association Insurance Services Limited is authorised and regulated by the Financial Conduct Authority (FCA) under number 310562;

AA Over 50s Life Insurance and any services related to it are provided by Legal & General.  Legal & General Assurance Society Limited is registered in England and Wales No. 166055. Registered office: One Coleman Street, London EC2R 5AA. Legal & General Assurance Society Limited is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under number 117659. You can check the FCA register or call the FCA on 0800 111 6768. Legal & General will introduce customers who select the Funeral Benefit Option to Dignity Funeral Services, who are members of the National Association of Funeral Directors.

Fixed and increasing plans

An AA Over 50s Life Insurance Plan, provided by Legal & General, is a simple way to give your family a financial helping hand. The money paid out could be used as a gift for your family, a contribution towards funeral costs, or to help pay any outstanding bills. Based on their normal claims experience, Legal & General will, on average, pay out the cash sum within five days. There are two types of plan for you to choose from:

Fixed Plan

Increasing Plan

Things you need to know

Fixed and increasing plans

  • A claim can be made after one year, regardless of the cause of death. If you die from natural causes within the first year we will refund any premiums paid, unless you die as the result of an accident, when we will pay your cash sum.
  • Depending on how long you live, total premiums paid may be greater than the cash sum payable on death.
  • After your 90th birthday you will stop paying premiums but your cover will continue.
  • If you stop paying premiums before the end of your policy, your cover will end 30 days after your missed premium and you won’t get anything back.
  • This is not a savings or investment product and has no cash value until a valid claim is made.

Increasing plan only

  • With the increasing plan your cash sum is reviewed each year in line with the change in the Retail Prices Index (RPI). Premiums will also be reviewed each year and will increase by the change in RPI multiplied by 1.5.
  • If you're worried you won't be able to afford the increases in premium, you can decline the increase following your annual review. If you do this the cash sum will remain at the same value from that point, and inflation will reduce its value in the future. You won't be able to increase your cash sum or premium in future years.

Fixed plan only

  • Inflation will reduce the buying power of your cash sum in the future.


* M&S voucher offer valid until 30 November 2015. Terms and conditions apply.

An AA member is defined as a holder of a current, valid UK Breakdown Assistance policy purchased directly through the AA.

Automobile Association Insurance Services Limited acts solely as introducer for Legal & General's AA Over 50s Life Insurance.

Automobile Association Insurance Services Limited is registered in England and Wales No 2414212. Registered office: Fanum House, Basing View, Basingstoke, Hampshire RG21 4EA. Automobile Association Insurance Services Limited is authorised and regulated by the Financial Conduct Authority (FCA) under number 310562;

AA Over 50s Life Insurance and any services related to it are provided by Legal & General.  Legal & General Assurance Society Limited is registered in England and Wales No. 166055. Registered office: One Coleman Street, London EC2R 5AA. Legal & General Assurance Society Limited is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under number 117659. You can check the FCA register or call the FCA on 0800 111 6768. Legal & General will introduce customers who select the Funeral Benefit Option to Dignity Funeral Services, who are members of the National Association of Funeral Directors.

Which plan suits my needs?

It can be hard to decide which AA Over 50s Life Insurance plan, provided by Legal & General, is best for you, so we've put the main differences in a comparison table below to help you choose the plan that best suits your needs.

Compare our plans

Features Fixed plan Increasing plan
Premiums that stay the same Included Not included
Cash sum that stays the same – if you die after one year of the plan starting Included Not included
Cash sum that increases – reviewed each year in line with the change in the Retail Prices Index Not included Included
Monthly premiums reviewed each year Not included Included
Cash sum paid on death to your estate – unless assigned or placed in trust Included Included
Inflation will reduce the buying power of the cash sum in the future Included Not included
  More info More info

What is the Retail Prices Index?

The Retail Prices Index (RPI) is used as a measure of inflation. It shows how the cost of living rises each year.

As time passes and the cost of living rises, think about how much more an everyday item like a loaf of bread costs now than it did 10 years ago. This process also impacts the value of the cash sum paid out by insurance policies, meaning that a fixed cash sum will be worth less in the future. The cash sum for the increasing plan is linked to the change in the Retail Prices Index to help keep pace with inflation and to stop its value decreasing.

Things you need to know

Fixed and increasing plans

  • A claim can be made after one year, regardless of the cause of death. If you die from natural causes within the first year we will refund any premiums paid, unless you die as the result of an accident, when we will pay your cash sum.
  • Depending on how long you live, total premiums paid may be greater than the cash sum payable on death.
  • After your 90th birthday you will stop paying premiums but your cover will continue.
  • If you stop paying premiums before the end of your policy, your cover will end 30 days after your missed premium and you won’t get anything back.
  • This is not a savings or investment product and has no cash value until a valid claim is made.

Increasing plan only

  • With the increasing plan your cash sum is reviewed each year in line with the change in the Retail Prices Index (RPI). Premiums will also be reviewed each year and will increase by the change in RPI multiplied by 1.5.
  • If you're worried you won’t be able to afford the increases in premium, you can decline the increase following your annual review. If you do this the cash sum will remain at the same value from that point, and inflation will reduce its value in the future. You won't be able to increase your cash sum or premium in future years.

Fixed plan only

  • Inflation will reduce the buying power of your cash sum in the future.


* M&S voucher offer valid until 30 November 2015. Terms and conditions apply.

An AA member is defined as a holder of a current, valid UK Breakdown Assistance policy purchased directly through the AA.

Automobile Association Insurance Services Limited acts solely as introducer for Legal & General's AA Over 50s Life Insurance.

Automobile Association Insurance Services Limited is registered in England and Wales No 2414212. Registered office: Fanum House, Basing View, Basingstoke, Hampshire RG21 4EA. Automobile Association Insurance Services Limited is authorised and regulated by the Financial Conduct Authority (FCA) under number 310562;

AA Over 50s Life Insurance and any services related to it are provided by Legal & General.  Legal & General Assurance Society Limited is registered in England and Wales No. 166055. Registered office: One Coleman Street, London EC2R 5AA. Legal & General Assurance Society Limited is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under number 117659. You can check the FCA register or call the FCA on 0800 111 6768. Legal & General will introduce customers who select the Funeral Benefit Option to Dignity Funeral Services, who are members of the National Association of Funeral Directors.

Funeral Benefit Option

AA Over 50s Life Insurance can contribute towards the cost of your funeral. Choosing the Funeral Benefit Option means that, when the time comes, your cash sum will be paid directly to Dignity who will make an additional £300 contribution towards your funeral. In order to receive the additional contribution, a Dignity funeral director must be used to conduct your funeral.

Why choose the Funeral Benefit Option?

  • It's a helping hand contributing towards your funeral expenses, helping to reduce stress and worry for your family at a difficult time.
  • The cash sum and £300 contribution will be immediately available to go towards your funeral costs.
  • You can let Dignity know of any special requests you may have, such as hymns, readings or a piece of music, to help ensure your personal wishes are respected.
  • Your family will receive compassionate care and support at the time of need.

Why choose Dignity?

Dignity are a major provider of funeral services in the UK, with a network of over 725 experienced funeral directors, many of whom have served local communities for generations.

  • Dignity have already helped more than 650,000 people arrange their funeral in advance
  • In 2014, Dignity perforned over 65,000 funerals in the UK**

When the time comes it only takes one phone call to Dignity to activate the Funeral Benefit Option. Your family can rely on Dignity to ensure your funeral goes just the way you planned and they will be treated with all the care and compassion they deserve.

How the Funeral Benefit Option works

  • If you choose the Funeral Benefit Option, you are choosing to 'charge' the cash sum from your policy to Dignity; you'll receive an extra £300 on top of your cash sum amount. 'Charge' is the legal term meaning that the cash sum from your Plan is paid directly to Dignity, rather than to your estate.
  • It is important to be aware that in choosing this option, you agree that the funeral provided will be arranged by a Dignity Funeral Director.
  • If the cost of the funeral is greater than the cash sum from your plan plus the extra £300 funeral benefit, then your estate or next of kin will need to pay the difference.
  • If the cost of the funeral is lower than the cash sum plus the extra £300 funeral benefit, the remainder will be paid to your estate by Legal & General and may be subject to Inheritance Tax.
  • If you decide that you no longer want your plan 'charged' to Dignity you can choose to remove the 'charge' by contacting Dignity. In this case the £300 additional contribution will no longer apply. If the 'charge' is removed and a payment is made to your estate, this could be subject to Inheritance Tax.
  • Dignity will provide a welcome pack within 28 days of applying, with all the information that you or your family will need including contact details, and instructions for your loved ones and executors at the time. If you wish, you can notify Dignity of any special requests, such as a particular reading, hymn or piece of music, to help ensure your wishes are respected.

Not sure how much cover you need? Use our quick quote calculator.


* M&S voucher offer valid until 30 November 2015. Terms and conditions apply.

** Source: Dignity plc Annual Report and Accounts 2014.

An AA member is defined as a holder of a current, valid UK Breakdown Assistance policy purchased directly through the AA.

Automobile Association Insurance Services Limited acts solely as introducer for Legal & General's AA Over 50s Life Insurance.

Automobile Association Insurance Services Limited is registered in England and Wales No 2414212. Registered office: Fanum House, Basing View, Basingstoke, Hampshire RG21 4EA. Automobile Association Insurance Services Limited is authorised and regulated by the Financial Conduct Authority (FCA) under number 310562;

AA Over 50s Life Insurance and any services related to it are provided by Legal & General.  Legal & General Assurance Society Limited is registered in England and Wales No. 166055. Registered office: One Coleman Street, London EC2R 5AA. Legal & General Assurance Society Limited is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under number 117659. You can check the FCA register or call the FCA on 0800 111 6768. Legal & General will introduce customers who select the Funeral Benefit Option to Dignity Funeral Services, who are members of the National Association of Funeral Directors.

See how we compare

We know that choosing an over 50s life insurance plan is an important decision. To help you make that decision, we're confident we offering amongst the highest levels of cover available in the market.

The table below shows how AA Over 50s Fixed Life Insurance, provided by Legal & General compares favourably with the market leader**, in terms of amount of cover available, how soon the plan could pay out and when premiums stop.

Company Cash sum for £20 premium Cash sum payable Premiums stop
AA Over 50s Fixed Life Insurance plan £3,824 After 12 months Age 90
LV= 50 Plus Plan £3,571 After 12 months Age 90
Sun Life Direct Guaranteed Over 50s plan £3,710 After 24 months Premiums paid for life

Rates based on a 65yr old paying £20 a month and are correct as at 24 July 2015. The features and terms and conditions of these plans will vary. The premium you will pay and the cash sum you choose are based on your own needs and circumstances.

Receive £25 extra M&S vouchers if you find more cover for the same price or less

The table below shows how our fixed plan cover levels compare to other providers in the market.

Current Age AA Over 50 Sun Life Direct Aviva LV= Tesco Asda
55 £6,474 £5,880 £5,776 £5,656 £5,775 £5,656
60 £4,823 £4,535 £4,428 £4,535 £4,428 £4,536
65 £3,824 £3,710 £3,428 £3,571 £3,428 £3,790
70 £2,886 £2,775 £2,601 £2,606 £2,602 £2,871

Rates based on paying £20 a month for a fixed plan and are correct as at 24 July 2015. The features and terms and conditions of these plans will vary. The premium you will pay and the cash sum you choose are based on your own needs and circumstances.

If, after you've taken out an AA Over 50 Fixed Life Insurance policy, you find you can get a higher sum assured on a fixed payment, guaranteed acceptance Over 50s policy elsewhere, for the same monthly premium or less, we will give you a further £25 in M&S vouchers. All you have to do is write to us with the details of your quote within 30 days of taking out a policy.  Terms and conditions apply.^

We offer two types of plan:

Fixed plan
The premium and cash sum you choose remain fixed while the plan is in force, making it easier to budget for.
Find out more
Increasing plan
Designed to keep up with inflation. Every year the cash sum and premiums are reviewed and will increase.
Find out more

Things you need to know

Fixed and increasing plans

  • A claim can be made after one year, regardless of the cause of death. If you die from natural causes within the first year we will refund any premiums paid, unless you die as the result of an accident, when we will pay your cash sum.
  • Depending on how long you live, total premiums paid may be greater than the cash sum payable on death.
  • After your 90th birthday you will stop paying premiums but your cover will continue.
  • If you stop paying premiums before the end of your policy, your cover will end 30 days after your missed premium and you won’t get anything back.
  • This is not a savings or investment product and has no cash value until a valid claim is made.

Increasing plan only

  • With the increasing plan your cash sum is reviewed each year in line with the change in the Retail Prices Index (RPI). Premiums will also be reviewed each year and will increase by the change in RPI multiplied by 1.5.
  • If you're worried you won't be able to afford the increases in premium, you can decline the increase following your annual review. If you do this the cash sum will remain at the same value from that point, and inflation will reduce its value in the future. You won't be able to increase your cash sum or premium in future years.

Fixed plan only

  • Inflation will reduce the buying power of your cash sum in the future.


* M&S voucher offer valid until 30 November 2015. Terms and conditions apply.

** Most popular whole of life guaranteed acceptance plan bought directly. ABI statistics - 12 months up to 30th September 2013.

^ This offer can be withdrawn at any time. Over 50s fixed life insurance plan only, excluding all policy additions, including funeral benefit options. To claim, provide proof via a scanned/photocopied quote, or printed online screen-shot with a date stamp. This should be sent, within 30 days of your AA policy inception date, to AA Life Insurance, AA Financial Services, Fanum House, Basing View, Basingstoke RG21 4EA, quoting your policy number. Eligible claimants will be sent £25 of M&S vouchers after 90 days of receipt.

An AA member is defined as a holder of a current, valid UK Breakdown Assistance policy purchased directly through the AA.

Automobile Association Insurance Services Limited acts solely as introducer for Legal & General's AA Over 50s Life Insurance.

Automobile Association Insurance Services Limited is registered in England and Wales No 2414212. Registered office: Fanum House, Basing View, Basingstoke, Hampshire RG21 4EA. Automobile Association Insurance Services Limited is authorised and regulated by the Financial Conduct Authority (FCA) under number 310562;

AA Over 50s Life Insurance and any services related to it are provided by Legal & General.  Legal & General Assurance Society Limited is registered in England and Wales No. 166055. Registered office: One Coleman Street, London EC2R 5AA. Legal & General Assurance Society Limited is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under number 117659. You can check the FCA register or call the FCA on 0800 111 6768. Legal & General will introduce customers who select the Funeral Benefit Option to Dignity Funeral Services, who are members of the National Association of Funeral Directors.

Magnifying glass

Articles and guides

If you need some help deciding which plan is best for you, or if you just want to learn more, our guides can help:


* M&S voucher offer valid until 30 November 2015. Terms and conditions apply.

An AA member is defined as a holder of a current, valid UK Breakdown Assistance policy purchased directly through the AA.

Automobile Association Insurance Services Limited acts solely as introducer for Legal & General's AA Over 50s Life Insurance.

Automobile Association Insurance Services Limited is registered in England and Wales No 2414212. Registered office: Fanum House, Basing View, Basingstoke, Hampshire RG21 4EA. Automobile Association Insurance Services Limited is authorised and regulated by the Financial Conduct Authority (FCA) under number 310562;

AA Over 50s Life Insurance and any services related to it are provided by Legal & General.  Legal & General Assurance Society Limited is registered in England and Wales No. 166055. Registered office: One Coleman Street, London EC2R 5AA. Legal & General Assurance Society Limited is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under number 117659. You can check the FCA register or call the FCA on 0800 111 6768. Legal & General will introduce customers who select the Funeral Benefit Option to Dignity Funeral Services, who are members of the National Association of Funeral Directors.

Policy documents

The following are important documents which you should read before you apply.

AA Over 50s Life Insurance Plan policy summary

AA Over 50s Life Insurance Plan policy terms and conditions

To view these PDF files you'll need Adobe Acrobat


* M&S voucher offer valid until 30 November 2015. Terms and conditions apply.

An AA member is defined as a holder of a current, valid UK Breakdown Assistance policy purchased directly through the AA.

Automobile Association Insurance Services Limited acts solely as introducer for Legal & General's AA Over 50s Life Insurance.

Automobile Association Insurance Services Limited is registered in England and Wales No 2414212. Registered office: Fanum House, Basing View, Basingstoke, Hampshire RG21 4EA. Automobile Association Insurance Services Limited is authorised and regulated by the Financial Conduct Authority (FCA) under number 310562;

AA Over 50s Life Insurance and any services related to it are provided by Legal & General.  Legal & General Assurance Society Limited is registered in England and Wales No. 166055. Registered office: One Coleman Street, London EC2R 5AA. Legal & General Assurance Society Limited is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under number 117659. You can check the FCA register or call the FCA on 0800 111 6768. Legal & General will introduce customers who select the Funeral Benefit Option to Dignity Funeral Services, who are members of the National Association of Funeral Directors.

Frequently asked questions

About AA Over 50s Life Insurance provided by Legal & General

Applying for cover

Who can apply?

Anyone can apply as long as they are aged between 50 and 80 and a UK resident. A UK resident is defined as someone who resides in the UK for at least 183 days a year. AA Over 50s Life Insurance requires no medical or health assessment, so you are guaranteed to be accepted.

Can my partner take out cover too?

Yes, your partner can also take out an insurance plan – it takes minutes if you call us, or use our online application. The insurance plans cover one person, so you will be covered by two separate plans with two premiums. Use our quick quote calculator to find out how much cover you will receive.

Can I have more than one policy?

Yes you can have as many policies as you need, as long as the total Over 50s Life Insurance premiums that you pay do not total more than £50 per month. This includes any Over 50s plans you already may have with Legal & General.

What information do you need from me?

AA Over 50s Life Insurance provided by Legal & General requires no medical or health assessment, so we just need your name, contact details, date of birth and smoker status (the latter will not affect your monthly premium or your cash sum).

You need to decide how much you need the plan to pay out, based on your own circumstances and the premium you choose to pay. Also, you need to choose which plan is best for you. For help making this decision, use our comparison table.

At the end of the application process we'll ask you for your bank account number and sort code to set up a direct debit. If you don't have these, you can get them by contacting your bank or referring to a recent bank statement.

Back to top

Your choices

Which premium should I choose?

It is up to you to choose a premium that you can afford and that gives you a cash sum that meets your needs. The higher the premium you choose, up to a maximum of £50 per month, the higher your cash sum.

To make the decision, it can be a good idea to think about how much you would want your family to receive in the event of your death.

To get an idea of how much you could pay, use our quick quote calculator.

If I choose the increasing plan and can't afford the premium increase, what can I do?

If you think that you won't be able to afford the annual increase then please give Legal & General a call. They can stop the increases so that the premium and cash sum remain the same for the rest of the time the plan covers you.

If you decide to do this the decision is final, the plan will remain fixed and you will not be able to restart the increases in future.

Please see information on the increasing plan.

Back to top

After your application

What happens after I apply?

After you apply your cover will begin, you will receive a letter containing details of your plan, a policy schedule and the policy terms and conditions.

You will also receive a cancellation notice – this gives you 30 days to cancel your plan if you change your mind. If you decide to cancel within 30 days, any premiums paid will be refunded. You can cancel after this period but you will not receive a refund.

Will my premiums ever go up?

If you choose the fixed plan, your premiums will stay the same.

If you choose the increasing plan, your premiums will be reviewed each year, along with your cash sum, and will increase to help protect against inflation. For more information, refer to the increasing plan.

When will I receive my gift?

We will aim to send you your gift four months after your policy start date, as long as you continue to pay your premiums. Please read the voucher terms and conditions for more information.

How long does the cover last?

AA Over 50s Life Insurance lasts for the whole of your life, as long as you keep paying premiums. At age 90 your premiums stop but your cover will continue.

Can I cash in my plan?

No, the plans are not savings or investment products and have no cash value until a valid claim is made.

Back to top

Claiming on your policy

What happens to the money when the policy pays out?

The cash sum will be paid to your estate when you die, unless you place your policy into trust or select the Funeral Benefit Option.

For more information about trusts, read our trust information.

How can my family make a claim when I die?

If your family needs to make a claim they could call Legal & General's UK based call centre on: 0800 137 101. Lines are open 9:00am to 5:30pm Monday to Friday. Legal & General may record and monitor calls.

If your relatives are calling from abroad, the number is 0044 1273 374 665. (Calls are charged at the prevailing international rate).

If you would prefer to contact the team by mail or email, please use the addresses below: Claims Department Legal & General Assurance Society Limited City Park The Droveway Hove East Sussex BN3 7PY life.claims@landg.com

In order to make a claim Legal & General require the following documentation:

  • a death certificate
  • the original policy document
  • date of death and contact details

If the original policy document is missing Legal & General staff will be able to discuss the additional procedure for making a claim with your representatives.

If further information is needed to help process a claim, the claims staff will contact your representatives.

Read more about our high quality claims service.

Back to top

* M&S voucher offer valid until 30 November 2015. Terms and conditions apply.

An AA member is defined as a holder of a current, valid UK Breakdown Assistance policy purchased directly through the AA.

Automobile Association Insurance Services Limited acts solely as introducer for Legal & General's AA Over 50s Life Insurance.

Automobile Association Insurance Services Limited is registered in England and Wales No 2414212. Registered office: Fanum House, Basing View, Basingstoke, Hampshire RG21 4EA. Automobile Association Insurance Services Limited is authorised and regulated by the Financial Conduct Authority (FCA) under number 310562;

AA Over 50s Life Insurance and any services related to it are provided by Legal & General.  Legal & General Assurance Society Limited is registered in England and Wales No. 166055. Registered office: One Coleman Street, London EC2R 5AA. Legal & General Assurance Society Limited is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under number 117659. You can check the FCA register or call the FCA on 0800 111 6768. Legal & General will introduce customers who select the Funeral Benefit Option to Dignity Funeral Services, who are members of the National Association of Funeral Directors.


Call our UK call centre

 

AA members

0800 294 2738

 

Not an AA member?

0800 107 6647

Mon–Fri 8am–8pm,
Sat 9am–5pm