Level Term Life Insurance
AA Level Term Life Insurance is a simple and affordable way to protect your family. From just £5 a month*, our life cover policy will pay a guaranteed cash sum if you die during the policy term. This could be important for your family, and help maintain your family's standard of living.
Our cover allows you flexibility in how much cover you need and how long you want it to last.
This product is provided by Friends Life Limited.
Great value life cover
- Premiums start from as little as £5 a month
- The option of joint cover for you and your partner
- Cash payout for your family if you die during the policy term, providing you continue to pay your monthly premiums
- Guaranteed premiums that will never go up
- Guarantee that your cover will never reduce providing you continue to pay your monthly premiums
- Freedom to increase your cover to suit your needs if your circumstances change
- Free accidental death benefit for up to 60 days while your policy is being arranged
- Plus up to £50 M&S vouchers when you take out a policy
Your gift**
£40 M&S vouchers
or
£50 M&S vouchers
if you are an AA member
Critical illness cover
For extra protection you can choose to add critical illness cover to your life insurance policy. This means you will receive your cash sum if you are diagnosed with a critical illness covered by your policy. Illnesses covered include many cancers, multiple sclerosis, heart attack or stroke. You can add this option to your life insurance online application or apply by phone – call free on 0800 107 6642. Find out more about critical illness cover
Please note: Premiums for policies that include critical illness cover are, in some circumstances, not guaranteed. This means that premiums could increase in the future, or cover may need to be reduced. Inflation may reduce the value of your cover.
Premium protection option
Our premium protection option, also known as 'waiver of premium', means your premiums will be paid for you if you are unable to work for more than six months, due to illness or injury other than a deliberately self-inflicted injury. You can add this option to your life insurance online application or apply by phone – call free on 0800 107 6642.
Life insurance
Find out more about our term life insurance through these links.
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From the latest press releases to useful websites, this section gives up to date information and news.
Latest news from the AA FSA regulatory body* £5 per month is based on a healthy female, aged 35 years, non-smoker, who requires £60,000 level term life insurance cover over 10 years. The actual premiums will depend on individual circumstances and requirements. These figures are correct at March 2011.
** £40 M&S vouchers, or £50 for AA members, when you take out life insurance. You will receive your gift once you've paid your first three months' premiums. Please allow 28 days for delivery. One gift per person. Joint applicants will only receive one amount of M&S vouchers. We reserve the right to change this promotion at any time.
Automobile Association Insurance Services Limited is authorised and regulated by the Financial Services Authority (FSA). You can check on the FSA's register by visiting the FSA's website www.fsa.gov.uk (link opens a new window) or by contacting the FSA on 0845 606 1234.
Automobile Association Insurance Services Limited. Registered office: Fanum House, Basing View, Basingstoke, Hampshire RG21 4EA. Registered number: 2414212 England.
AA Life Insurance is provided by Friends Life Limited.