Motor Accident Plan optional cover

Motor Accident Plan

Extend your car insurance with Motor Accident Plan cover

Motor Accident Plan

Motor Accident Plan provides extra cover if the worst should happen to you and any drivers named your AA car insurance policy.

Should death or permanent total disablement occur as a result of a car crash or road rage incident, Motor Accident Plan will provide cover of up to £20,000 per driver for the following:

  • accidental death
  • loss of a limb or limbs
  • loss of an eye or eyes
  • loss of hearing
  • loss of speech
  • permanent total disablement (which prevents the covered person from doing paid work again)

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AA Car Insurance is arranged by Automobile Association Insurance Services Limited. Registered office: Fanum House, Basing View, Basingstoke, Hampshire RG21 4EA. Registered in England and Wales number 2414212.

Automobile Association Insurance Services Limited is authorised and regulated by the Financial Services Authority (FSA). You can check the FSA Register or contact the FSA on 0845 606 1234.

Compare Motor Accident Plan with Personal Injury

Motor Accident Plan significantly enhances the personal injury cover that is included with our comprehensive cover. The table shows how Motor Accident Plan compares with Personal Injury cover.

About this cover Motor Accident Plan Personal Injury cover (comprehensive policies)
What's covered? Death, loss of limbs, loss of sight, loss of speech, loss of hearing, permanent total disablement Death, loss of limbs, loss of sight
Who's covered? Policyholder and named drivers Policyholder and spouse/partner
Level of cover £20,000 per person £5,000 in total
(£7,500 for AA members)
When are you covered? While travelling in, getting into, or getting out of an AA insured car plus cover for road rage assault While travelling in, getting into, or getting out of an AA insured car
What if death or disablement happens after an incident covered by the policy? You are covered if death or disablement occurs within 2 years of the incident You are covered if death or disablement occurs within 3 months of the incident
Age limit for policyholders and named drivers 17 to 79 17+
Motor Accident Plan

Motor Accident Plan policy documents

Please read all of the information relating to your policy before you buy Motor Accident Plan cover.

Policies starting or renewing from 15 March 2013

Motor Accident Plan Policy Summary

Motor Accident Plan Policy Wording


Previous policy documents

Please refer to the following booklets for policies starting or renewed between the dates shown.

1 July 2012 to 14 March 2013

Motor Accident Plan Policy Summary

Motor Accident Plan Policy Wording

Policies starting or renewing before July 2012

Motor Accident Plan Policy Summary

Motor Accident Plan Policy Wording



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