Car Hire Excess Insurance

Cover the excess - just £4.50 a day

Hire car companies charge £16 a day – the AA is under £5*


Most car hire companies charge an excess if you have an accident – this means that you will be responsible for the first part of the claim. Some excesses can be up to £2,000.

With excess reimbursement insurance you can avoid these often high charges and claim your excess back. Hire car companies can charge £16 a day to protect your excess – with the AA its less than £5.*

  • annual European multi-trip – £49 (including insurance premium tax)
  • daily Worldwide – £4.50 per day (including IPT)
  • annual Worldwide multi-trip – £59 (including IPT)

Here's the cover you get

  • excess reimbursed up to £4,000 for any one claim
  • includes damage to the rental vehicle and damage to:
    • tyres
    • windows
    • roof
    • undercarriage
    • headlights
  • up to £500 rental car key cover
  • up to £500 per claim for damage by misfueling (includes towing costs relating to the damage and mechanical breakdown)
  • covers the policy holder (person hiring the car) and up to seven additional drivers named on the car rental agreement
  • valid for Europe or worldwide – with all car rental companies**
  • available for drivers aged from 21 to 85

We have teamed up with insuremycarhire.com to provide competitively priced excess reimbursement insurance to protect you against excess charges when you hire a car.

Get a car hire excess insurance quote

When you select Get a quote, you will enter the insuremycarhire.com website.

* Based on the cost of 1 week excess insurance through a major car hire company for an economy class car during 4–11 November 2011, collection from Geneva Airport (Swiss side).

** No cover is provided under this policy for any trip in, to, or through Afghanistan, Belarus, Cuba, Congo, Iran, Iraq, Ivory Coast, Liberia, North Korea, Myanmar, Sudan and Zimbabwe.

Terms and conditions

Cover does not include accidental damage to the interior or contents of the car.

Policy is not valid for residents outside the European Economic Area.

Excludes high performance, prestige or exotic vehicles, commercial vehicles, camper vans, mobile homes or vans with more than eight seats.

Full terms and conditions can be viewed before you purchase a policy.

Insurance4carhire.com and insuremycarhire.com are a trading name of Towergate Underwriting Group Limited, which is authorised and regulated by the Financial Services Authority.

Towergate provides products underwritten by a range of insurers for customers introduced by Automobile Association Insurance Services Limited, which is authorised and regulated by the Financial Services Authority. Registered office: Fanum House, Basing View, Basingstoke, Hampshire RG21 4EA. Registered in England, number 2414212. In order to maintain the quality of service, telephone calls may be monitored or recorded.