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They're one of the UK's leading excess insurance providers.
Now you can get car hire excess cover at a fraction of the price charged by some car hire companies.
Most car hire companies charge an excess if you have an accident – this means that you will be responsible for the first part of the claim. Some excesses can be up to £1,000.
With Car Hire Excess Reimbursement Insurance you can avoid these often high charges and claim your excess back. Hire car companies can charge £16 a day to protect your excess – with the AA its less than £5.
Choose from daily or annual cover to suit your travel needs – annual cover is available from just 14p per day.*
Car Hire Excess Reimbursement Insurance
Most car hire companies include Collision Damage Waiver (CDW) when you hire a car. With CDW any accidental damage is covered under the car's insurance. However, car hire companies may charge an excess for any repairs – the proportion you pay towards the cost. These excesses can be up to £1,000 each time.
Some companies offer insurance policies to reduce or remove this excess – up to £16 for each day of the hire. This can add over £100 to the rental cost just for one week. And often these policies are available only at the rental desk in the small print, just when you and your family want to get off to your desination.
Getting Car Hire Reimbursement Insurance with the AA in advance can save hundreds off your rental costs. And if your vehicle does suffer any accidental damage, you can claim back any excess you're charged and not be left out of pocket. Also, the cover includes items that most car hire policies exclude, such as damage to headlamps, misfuelling or the replacement of lost keys.
And where many car hire policies exclude rentals within 150km of your home, Car Hire Excess Reimbursement Insurance with the AA also covers rentals in the UK. So you'll be covered wherever you are. See the key benefits below.
| Daily policy worldwide cover | Annual policy European cover | Annual policy worldwide cover | |
|---|---|---|---|
| Premium | £4.50 | £49.00 | £59.00 |
| Number of drivers | Up to 8 drivers | Up to 8 drivers | Up to 8 drivers |
| Driver age | 21–85 | 21–85 | 21–85 |
| Excess cover limit per claim | £4,000 | £4,000 | £4,000 |
| Total claim limit per policy | £4,000 | £5,000 | £5,000 |
| Covers rental in UK | ![]() |
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| Damage cover | |||
| Windscreen | ![]() |
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| Other windows, mirrors | ![]() |
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| Roof | ![]() |
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| Undercarriage | ![]() |
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| Tyres | ![]() |
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| Headlights | ![]() |
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| Towing costs | ![]() |
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| Misfuelling | up to £500 |
up to £500 |
up to £500 |
| Lost or stolen keys | up to £500 |
up to £500 |
up to £500 |
| Medical curtailment | |||
| Having to cut your journey short | Additional benefit up to £25 per day | Additional benefit up to £25 per day | Additional benefit up to £25 per day |
Car Hire Excess Reimbursement Insurance