Rewards Credit Card

AA Rewards Credit Card

Benefits on the road and in the shops

The AA Credit Card comes with a generous rewards scheme as standard – no matter what or when you buy, plus double points on fuel and motoring spending1. And, with 0% interest on purchases for 10 months2, it pays to apply now.

  • 0% on all card spending
    for 10 months2
  • 0% on balance transfers
    for 12 months2, if made within the first 90 days of account opening (3% fee)
  • Earn reward points on all card spending
    plus double points on motoring, fuel and AA products
  • Use points for shopping rewards
    choose from a wide range of products including high street shopping vouchers and cash back. Or, points go further when used for AA products such as Membership 3
Representative example:
16.9% p.a. (variable)
on card purchases		Equivalent to 16.9% APR
representative (variable)		Based on a credit limit
of £1,200
Apply now

Check out our rewards points calculator

See how much you could save with our balance transfer calculator

Find out more about the AA Credit Card

What people say about the AA Credit Card

Credit card information

Find out even more about the new AA Credit Card with these useful links.

Cards FAQs Glossary of terms Get the most from your card Comparing credit cards

Financial news

From the latest press releases to useful websites, this section gives up to date information and news.

Latest news from the AA Credit card press centre FSA regulatory body AA Zone – forum

AA Financial Services Limited trading as AA is not an independent financial services provider and is acting as a credit intermediary and introduces customers to MBNA Europe Bank as its exclusive Credit Card partner.

1 Motoring purchases includes: purchases from any car garage (eg for parts, repairs, servicing, MOT testing); fuel ppurchases (diesel, petrol or LPG Autogas) from any fuel stations including supermarkets; AA products and services purchased directly fromt the AA.

2 From the date your account is opened. Promotional rates will no longer apply from the beginning of any statement period during which you have breached your terms and conditions, for example if you haven't paid on time or have gone over your credit limit. You cannot transfer balances between MBNA accounts.

3 The redemption value of your points will vary depending on your choice of redemption items. Full details of the AA Rewards Points programme will be sent to you one your account is opened.

APR stands for Annual Percentage Rate.

The AA Credit Card is arranged by AA Financial Services Limited (AAFS), registered in England and Wales number 912211. Registered Office: Fanum House, Basing View, Basingstoke, Hampshire RG21 4EA. AAFS is an Appointed Representative of Automobile Association Insurance Services Limited, which is authorised and regulated by the Financial Services Authority, registered number 525013.

The AA Credit Card is issued by MBNA Europe Bank Limited, a Bank of America company. Registered Office: Stansfield House, Chester Business Park, Chester CH4 9QQ. Registered in England number 2783251. MBNA's consumer credit activities are licensed by the Office of Fair Trading (OFT) and MBNA's general insurance activities are authorised and regulated by the Financial Services Authority (FSA). Credit is available, subject to status, only to UK residents aged 18 or over. MBNA will monitor or record some phone calls.