Credit Cards
Enjoy all the benefits
- 0% on balance transfers until February 2011 (2.99% fee). To benefit your balance needs to be transferred within the first 90 days of your account opening
- 0% on all motoring and fuel purchases until February 2011**
- Earn AA Reward Points on your everyday card purchases, and earn double points on motoring, fuel and AA products
- 16.9% APR typical rate (variable)
AA Members
Apply for an AA Member Credit Card and earn reward points faster
Not an AA Member?
You can still enjoy the benefits of an AA Credit Card
Plus
- Use your AA Reward Points to purchase from a range of motoring products and services, AA Home or Car Insurance, a new AA atlas, or choose to treat yourself with a day or night out
- 0% on money transfers from your credit card to your current account until February 2011 (4% fee). Remember your balance needs to be transferred within the first 90 days of account opening
- Manage your card with our online servicing, you can check your balance, transactions, view your pin or opt for paperless statements
- Use your points to take cash back on fuel purchases
Credit card tools and tips
- Frequently Asked Questions can help you with any queries you have about the AA Credit Card
- Read our guide on how to get the most out of your AA Credit Card whether you're transferring a balance or collecting reward points.
Credit card forum
Latest credit card news With VAT rising to 17.5% in the new year drivers will pay an extra 2.36p per litre for petrol and 2.4p per litre for diesel, based on current average fuel prices. Read the full story
Credit card information
Find out even more about the new AA Credit Card with these useful links.
Glossary of terms Get the most from your card Comparing credit cards Cards FAQs Online servicing AA Reward Points Card benefits guideProducts & services
Find the right product or service from our product list.
Internet savings account Fixed-rate savings account Personal loansFinancial news
From the latest press releases to useful websites, this section gives up to date information and news.
Latest news from the AA Credit card press centre FSA regulatory bodyThe AA Credit Card is issued by MBNA Europe Bank Limited. Registered Office: Stansfield House, Chester Business Park, Chester CH4 9QQ. Registered in England number 2783251. Credit is available, subject to status, only to UK residents aged 18 or over. You cannot transfer balances from another MBNA account. We will monitor or record some phone calls. MBNA's consumer credit activities are licensed by the Office of Fair Trading (OFT) and our general insurance activities are authorised and regulated by the Financial Services Authority (FSA).
* Motoring purchases includes: purchases from any car garage (eg for parts, repairs, servicing, MOT testing); fuel purchases (diesel, petrol or LPG Autogas) from any fuel stations including supermarkets; AA products and services purchased directly from the AA.
** If you do not pay your balance in full we will use your payments to reduce lower-rate balances before higher-rate balances. If promotional rate balances are the same we will repay them in the following order: first, the one with the earliest expiry date; if the expiry dates are the same then the one which started first; if the expiry dates and start dates are the same then the one with the lowest standard rate.
Promotional rates will no longer apply from the beginning of any statement period during which you have breached your terms and conditions.