Credit Cards

AA Credit Card

Rewards Credit Card

  • 0% for 10 months2 on all card purchases
  • 0% for 12 months2 on balance transfers made in the first 90 days (3% fee)
  • AA Rewards Points scheme

Representative example 16.9% p.a. (variable) on card purchases. This is equivalent to 16.9% APR representative (variable) based on a credit limit of £1,200.



Balance Transfer Credit Card

  • 0% for 16 months2 on balance transfers made in the first 60 days (2.9% fee)
  • 0% for 3 months2 on all card purchases
  • Our best balance transfer fee of 2.9%

Representative example 17.9% pa (variable) on card purchases. This is equivalent to 17.9% APR representative (variable) based on a credit limit of £1,200.



Rewards and transfer calculators

Use our rewards points calculator to see how you could spend your rewards

See how much you could save with our balance transfer calculator

Online servicing

You'll be able to manage all aspects of your credit card 24 hours a day. It's quick, secure and easy to use.

Credit card information

Find out even more about the new AA Credit Card with these useful links.

Cards FAQs Glossary of terms Get the most from your card Comparing credit cards

Financial news

From the latest press releases to useful websites, this section gives up to date information and news.

Latest news from the AA Credit card press centre FSA regulatory body AA Zone – forum

AA Financial Services Limited trading as AA is not an independent financial services provider and is acting as a credit intermediary and introduces customers to MBNA Europe Bank as its exclusive Credit Card partner.

1 Motoring purchases includes: purchases from any car garage (eg for parts, repairs, servicing, MOT testing); fuel purchases (diesel, petrol or LPG Autogas) from any fuel stations including supermarkets; AA products and services purchased directly from the AA.

2 From the date your account is opened. Promotional rates will no longer apply from the beginning of any statement period during which you have breached your terms and conditions, for example if you haven't paid on time or have gone over your credit limit. You cannot transfer balances between MBNA accounts.

APR stands for Annual Percentage Rate.

The AA Credit Card is arranged by AA Financial Services Limited (AAFS), registered in England and Wales number 912211. Registered Office: Fanum House, Basing View, Basingstoke, Hampshire RG21 4EA. AAFS is an Appointed Representative of Automobile Association Insurance Services Limited, which is authorised and regulated by the Financial Services Authority, registered number 525013.

The AA Credit Card is issued by MBNA Europe Bank Limited, a Bank of America company. Registered Office: Stansfield House, Chester Business Park, Chester CH4 9QQ. Registered in England number 2783251. MBNA's consumer credit activities are licensed by the Office of Fair Trading (OFT) and MBNA's general insurance activities are authorised and regulated by the Financial Services Authority (FSA). Credit is available, subject to status, only to UK residents aged 18 or over. MBNA will monitor or record some phone calls.