Balance Transfer Credit Card

AA Balance Transfer Credit Card

Our new card – with our longest ever 0% period1

The AA Balance Transfer Credit Card now offers 0% on balance transfers for 16 months1 with a handling fee of 2.9%; just make sure you transfer in the first 60 days of account opening. See how much you could save with our balance transfer calculator.

  • 0% on balance transfers
    for 16 months1, made within the first 60 days of account opening (2.9% fee)
  • 0% on all card spending
    for 3 months1, whatever you buy – holidays, nights out, or the weekly food shop
  • Our best balance transfer fee
    Of just 2.9%
Representative example:
17.9% p.a. (variable)
on card purchases		Equivalent to 17.9% APR
representative (variable)		Based on a credit limit
of £1,200
Credit limits will vary based on your individual circumstances.
Apply now

Compare our credit card*

Provider 0% on balance
transfers period		 Handling fee Representative
variable APR
AA Balance Transfer
Credit Card		 16 months 2.9% 17.9%
Virgin Credit Card 13 months 2.89% 18.9%
Lloyds TSB Platinum MasterCard 15 months 3% 17.9%
Post Office Platinum Card 14 months 2.98% 16.9%
Halifax All in One 13 months 3% 17.9%

* Source: Moneysupermarket.com 30 August 2011.

See how much you could save with our balance transfer calculator

Find out more about the AA Credit Card

 

Other benefits of the Balance Transfer Credit Card

  • No annual fee
  • Online card servicing
  • Free fraud protection2
  • UK based customer service advisers
  • It only takes a few minutes to apply online for an instant decision

Credit card information

Find out even more about the new AA Credit Card with these useful links.

Cards FAQs Glossary of terms Get the most from your card Comparing credit cards

Financial news

From the latest press releases to useful websites, this section gives up to date information and news.

Latest news from the AA Credit card press centre FSA regulatory body AA Zone – forum

AA Financial Services Limited trading as AA is not an independent financial services provider and is acting as a credit intermediary and introduces customers to MBNA Europe Bank as its exclusive Credit Card partner.

1 From the date your account is opened. Promotional rates will no longer apply from the beginning of any statement period during which you have breached your terms and conditions, for example if you haven't paid on time or have gone over your credit limit. You cannot transfer balances between MBNA accounts.

2 You must call us as soon as the card cannot be found or if you notice any unusual transactions on your account.

APR stands for Annual Percentage Rate.

The AA Credit Card is arranged by AA Financial Services Limited (AAFS), registered in England and Wales number 912211. Registered Office: Fanum House, Basing View, Basingstoke, Hampshire RG21 4EA. AAFS is an Appointed Representative of Automobile Association Insurance Services Limited, which is authorised and regulated by the Financial Services Authority, registered number 525013.

The AA Credit Card is issued by MBNA Europe Bank Limited, a Bank of America company. Registered Office: Stansfield House, Chester Business Park, Chester CH4 9QQ. Registered in England number 2783251. MBNA's consumer credit activities are licensed by the Office of Fair Trading (OFT) and MBNA's general insurance activities are authorised and regulated by the Financial Services Authority (FSA). Credit is available, subject to status, only to UK residents aged 18 or over. MBNA will monitor or record some phone calls.