car insurance

Named driver no-claims discount

Get a no-claims discount when you start your own cover

Are you a named driver on an existing AA Car Insurance policy?

If so, buy your own AA Car Insurance policy and you could receive a no-claims discount. To qualify you must be:

  • aged 25 or older
  • a named driver on an AA Car Insurance policy, with two or more years claims–free driving, with no fault claims
  • free of convictions in the last five years
  • without a current AA Car Insurance policy

Your no-claims discount will be based on how long you've been a named driver, and how long you've held a full UK licence. Once you've held your AA policy for a year, you can protect your no-claims discount.

Named driver discount is good news for policyholders

Remember, when you take out an AA Car Insurance policy, your named drivers could earn their own no-claims discount if they take out an AA policy in the future.

Good to know

5 Star Rating. For the sixth year running, AA comprehensive Car Insurance has been awarded a 5 Star Rating from Defaqto. Defaqto is an independent, financial research company that specialises in rating, comparing and analysing financial products.

The underwriter of your car insurance policy will be chosen from our panel of insurers.

AA Car Insurance is arranged by Automobile Association Insurance Services Limited. Registered office: Fanum House, Basing View, Basingstoke, Hampshire RG21 4EA. Registered in England and Wales number 2414212.

Automobile Association Insurance Services Limited is authorised and regulated by the Financial Conduct Authority (FCA). You can check their register or call the FCA on 0800 111 6768.

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Policy queries or claims

0800 316 1193

Lines are open Monday to Friday 8am to 8pm, Saturday 9am to 5pm