More cover for your home
If you need more than £75,000 home contents cover, or more than £1 million buildings cover, our Prestige Home Insurance is for you.
- Contents, art, antiques, jewellery and watches insured against loss or damage anywhere in the world.
- Garden furniture and other outdoor items in your garden insured against loss or damage up to £15,000.
- Business equipment insured against loss or damage up to £15,000.
- Your personal money insured up to £2,500.
- Gifts purchased for a birthday, wedding or anniversary insured up to £10,000 (the maximum amount payable for each individual gift is £1,000).
- Buildings insured against loss or damage.
- Home Emergency Cover for plumbing and drains, electricity supply, cooking system, heating system, damage to doors, locks and windows, and vermin in your home. You get up to £500 cover per claim (includes VAT) for call out, parts and labour, and a claim limit of up to £1,000 a year.
- We'll pay alternative accommodation costs for you if your home is made uninhabitable following loss or damage. This includes your family, your pets and horses, plus any rent which ceases to be payable to you, for up to 3 years.
- Identity theft cover and up to £25,000 to cover the cost of defending your name and restoring your credit status if you or your family suffer identity theft.
Optional cover – Family Legal Protection
You can also get up to £100,000 cover for legal expenses in many disputes, including contracts, employment, personal injury plus legal assistance in the event of a full tax enquiry. Ask about Family Legal Protection when you call to get a quote on 0800 975 9580.