Home Insurance

Reasons to choose the AA for home insurance

We'll search our panel of over 10 leading insurers to find you the best home insurance quote we can.

Over 94% of AA Home Insurance customers would recommend us to a friend.*

Contents insurance benefits

  • Automatic new-for-old cover
    less an allowance for wear and tear for household linen, clothing and pedal cycles
  • Accidental damage cover for non-portable home entertainment and electrical and gas equipment
  • Home contents cover of up to £40,000 (higher levels available on request)
  • Up to £500 cover against fraudulent use of stolen credit cards, and cover of up to £500 for money stolen from your home
  • Contents insurance cover summary

Buildings insurance benefits

  • Accidental damage cover as standard with your buildings insurance

  • Unlimited rebuilding costs for homes with a market value of up to £1 million
  • Alternative accommodation costs of up to £20,000 for you and your pets, if your home can't be lived in after a covered event
  • Up to £5,000 towards tracing and accessing a leak, and repairing any damage caused to walls, flooring or ceilings during the search
  • Buildings insurance cover summary

Call us now on 0800 107 6854 for a quote


Optional extra home insurance cover

For complete peace of mind, you can add extra protection when you get a home insurance quote.

Contents insurance options

  • Accidental damage or loss cover for household goods, including furniture and furnishings
  • Accidental damage and away from home cover for your valuables and personal belongings
  • Legal expenses cover of up to £25,000 and a 24-hour legal helpline

Find out more about contents insurance and extra cover options for your home contents.

Buildings insurance options

24-hour home emergency cover and helpline – we'll pay up to £250 (including VAT) for call out, labour, parts and materials to cover an emergency service following an insured event.

Get a home insurance quote

Terms and conditions for buildings insurance and contents insurance are available online; we'll send you complete documentation after you have bought your policy.

Worried about the cost of switching your home insurance? We'll refund up to £25 for buildings insurance and £25 for contents insurance if your current insurer charges you.

† 25% of people could save £120 by switching their combined buildings and contents insurance to The AA (survey of new business quotes based on a comparison of 22 of our competitors, March 2009).

* Home insurance new business survey, January 2009. This survey of 99 people was carried out by the Acromas Group in accordance with the Market Research Society (MRS) code of conduct.

AA Home Insurance is arranged by Automobile Association Insurance Services Limited. Registered office: Fanum House, Basing View, Basingstoke, Hampshire RG21 4EA. Registered in England and Wales number 2414212.

Automobile Association Insurance Services Limited is authorised and regulated by the Financial Services Authority (FSA). Registration number 310562. You can check on the FSA's register by visiting the FSA's website www.fsa.gov.uk/register/ (link opens a new window) or by contacting the FSA on 0845 606 1234.