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Driving in Europe? No worries
We give you access to over 40,000 repair and recovery operators across 44 European countries – so all you have to do is relax.
About our European Breakdown Cover
- Our 24/7 English-speaking helpline and team of multilingual operators mean there’s no need to reach for the phrasebook.
- We cover vehicles of any age – from motorhomes and minibuses, to motorbikes and classic cars.
- AA Members get 10% off
- We won’t leave you stranded. Our European Breakdown Cover gives you alternative accommodation and travel arrangements, recovery of your vehicle back to the UK, and up to £50,000 in legal costs.
Looking for breakdown cover in France, Ireland or anywhere else on the Continent? Our cover doesn't just start and stop in Europe. We’ll cover you from the moment you leave home, to the moment you get back.
And you’re in safe hands – our European Breakdown Cover is 5-star rated by Defaqto, so you can trust us to look after you, your passengers and your vehicle.1
Did you know?
We come to the rescue of over 4,000 drivers in Europe a year.
On average, we save our customers more than £600 in repair and recovery costs3
"I have to say that the service given by your staff in France was exceptional, and very reassuring… at all times your staff were helpful and informative, extremely polite and on the ball."
What's included?
- Defaqto 5-star rated cover
- Unlimited overall claim limit (per trip with annual cover)
- Full roadside assistance
- Up to £1,500 for alternative travel and up to £500 for emergency hotel costs
- We’ll help you reach your destination or get you and your car back home
- Hire car before, during and after your trip to keep you on the move
- Option to add Parts and Labour to your policy – get help with garage and repair bills, up to £500 (you can claim up to 3 times in your policy year with annual cover)
- European Breakdown Cover is available for Annual, Single Trip and Single Trip Group policies.
What should I do if I've changed my vehicle?
How many countries do you cover in Europe?
But, if you’re planning a pan-European road trip, you’ll be reassured to know that we’ll be on hand to help you out in almost any country on the Continent.
That’s why we give you the option to choose from 3 European zones:
Zone 1: France, Ireland and the Low Countries (8 countries)
Andorra, Belgium, Channel Islands, France, Germany, Isle of Man, Luxembourg, Monaco, Netherlands, Republic of Ireland
Zone 2: Western Europe (17 countries)
Andorra, Austria, Belgium, Channel Islands, France, Germany, Gibraltar, Isle of Man, Italy, Liechtenstein, Luxembourg, Monaco, Netherlands, Portugal, Republic of Ireland, San Marino, Spain (exc. Ceuto & Melilla), Switzerland, Vatican City
Zone 3: The EU and beyond (37 countries)
Albania, Andorra, Austria, Belarus, Belgium, Bosnia-Herzegovina, Bulgaria, Channel Islands, Croatia, Cyprus, Czech Republic, Denmark, Estonia, Finland, France, Germany, Greece, Hungary, Isle of Man, Italy, Kosovo, Latvia, Liechtenstein, Lithuania,, Luxembourg, Macedonia, Malta, Monaco, Montenegro, Netherlands, Norway, Poland, Republic of Ireland, Romania, San Marino, Serbia, Slovakia, Slovenia, Sweden, Switzerland, Turkey in Europe (plus Uskudar), Ukraine
All zones (44 countries)
Albania, Andorra, Austria, Belarus, Belgium, Bosnia-Herzegovina, Bulgaria, Channel Islands, Croatia, Cyprus, Czech Republic, Denmark, Estonia, Finland, France, Germany, Gibraltar, Greece, Hungary, Isle of Man, Italy, Kosovo, Latvia, Liechtenstein, Lithuania, Luxembourg, Macedonia, Malta, Mediterranean islands (European), Monaco, Montenegro, Netherlands, Norway, Poland, Portugal, Republic of Ireland, Romania, San Marino, Serbia, Slovakia, Slovenia, Spain (exc. Ceuto & Melilla), Sweden, Switzerland, Turkey in Europe (plus Uskudar), Ukraine, Vatican City
Can I buy other types of European breakdown cover?
Our standard single-trip and annual cover can be bought online and are suitable for most trips to Europe. However, we also offer European breakdown cover for other situations.
- Any single-trip cover when towing: we charge a small supplement if you’re towing on a single-trip policy
- Single-trip group cover: cover for 1 trip, 1 vehicle, and 9-15 people
- One-way cover/group cover: outbound cover if you're flying back to the UK or returning with your vehicle after 31 days
These policies can’t be bought online – so, if you need cover for any of the following, give us a call to buy cover over the phone:
0800 072 3279
Can I get help if I've broken down abroad without cover?
If you're broken down now but don't have cover with us, we may be able to help.
Call us on 00 800 8877 6655 – we'll provide a quote for one-off breakdown assistance. It'll likely cost more than our regular cover.
Just so you know, this is for 1 single call-out only and you won't be covered afterwards.
What kind of cover do I need for making a single trip?
If you're only planning on making a single trip to Europe, we offer the following options:
- Single Trip – cover for one trip (up to 8 people per vehicle); pay only for the days you need
- Single Trip Group – cover for one trip (9-15 people per vehicle)
- One-way* – outbound cover if you're flying back to the UK or returning with your vehicle after 31 days (up to 8 people per vehicle)
- One-way Group* – outbound cover if you're flying back to the UK or returning with your vehicle after 31 days (9-15 people per vehicle)
These policies allow you to make 1 claim per trip. All levels of cover are available, other than for Single Trip Group.
Please note: you can tow a trailer or a caravan with these policies, but an additional supplement will be charged.
I need to make 2 or more trips a year – what kind of cover can I get?
Planning on making at least 2 trips to Europe within a 12-month period? If so, you'll probably be interested in our annual policy. This provides cover for unlimited trips abroad (up to 364 days in length) and up to 3 claims a year.
How can I make a claim?
Need to make a claim after your trip?
If you already hold European Breakdown Cover with us and needed to pay and claim during your trip, we're here to help. Just download and fill out the form below.
This can be emailed to: [email protected] along with copies of the relevant receipts etc.
Or, you can post it to: Overseas Claims, Fanum House, Basingstoke, Hampshire, RG21 4EA
European Breakdown Cover claims form
Policy documents
Good to know
* Price for a Member of the AA taking out European Breakdown Cover online, for a journey within zone 1, in a car less than a year old and returning on the same day.
1 Defaqto is an independent, financial research company that specialises in rating, comparing and analysing financial products. Our European Breakdown Cover has been awarded a Defaqto 5-star rating.
2 Total Benefit Spend Report Jan – Dec 2015.
3 Division of total number of cases (European breakdown cover cases by country 2018) by total 2018 expenditure.
AA European Breakdown Cover is arranged by Automobile Association Insurance Services Limited which is authorised and regulated by the Financial Conduct Authority (FCA). You can check their register online.
Registered office: Fanum House, Basing View, Basingstoke, Hampshire RG21 4EA. Registered in England and Wales number 2414212.
Broken down in Europe?
00 800 8877 6655
If you're having difficulty accessing this number on your network, please use the following alternatives:
- French landlines – 0825 098 876 or 0472 171 200
- UK mobiles or other EU countries –
00 3382 509 8876 or 00 3347 217 1200
Buy European Breakdown Cover
0800 072 3279
Buy online today, or give us a call.
Lines are open Monday to Friday 8am to 8pm, Saturday 9am to 5pm