Member discount

Avoid being left out-of-pocket following a claim where the other party is clearly to blame. Get legal assistance to seek the recovery of uninsured losses from the party at fault, such as:

• Car insurance policy excess
• Alternative transport costs
• Loss of earnings
• Compensation for a personal injury

We'll provide cover where it is more likely than not your claim will be successful.

You also get:

• 24/7 legal helpline for advice on legal matters
• Following a car accident, 2 hours tuition with an AA driving instructor to help regain your confidence
• A range of motoring related online legal documents, like making a formal complaint to a garage about poor quality workmanship

More information and policy documents

Need to stay mobile if your car's written off, or stolen and not recovered? Car Hire provides a replacement vehicle for up to 21 days. Here's what you get:

• Hire vehicle provided by a national car hire network.
• The vehicle will be similar in size to your own car, up to a 2.0 litre engine.
• No limit on claims.

Named drivers on your policy with a full UK driving licence can also use the vehicle.

More information and policy documents

Claim back your policy excess on a claim where you're at fault, or the other party involved can't be identified. You can get your excess back on a claim for:

• Accidental damage
• Malicious damage
• Theft or attempted theft
• Fire

More information and policy documents

Motor Accident Plan significantly improves on the personal injury cover included in our comprehensive policy.

By including Motor Accident Plan on your policy you can get the following extra benefits following a car accident:

• Up to an additional £100,000 on top of any payment provided by your AA Car Insurance policy, or any other personal accident and life insurance cover (up to £60,000 for named drivers).
• Cover for a wider range of injuries including fractures, burns and facial scarring.
• Up to £750 cover for physiotherapy sessions for injuries, including whiplash.
• Up to £250 cover for stress or trauma counselling.
• £60 payment for spending between 6 and 24 hours in hospital, then for every day thereafter (£40 for named drivers). The same daily payment applies if an injury prevents you from working or carrying out usual activities, for up to 180 days.

See how Motor Accident Plan compares with personal injury cover

More information and policy documents

Would you need help if your car breaks down? The Roadside level of cover provides:

• 24/7 assistance if your vehicle breaks down over 1/4 mile from your home.

Whatever the weather, our expert patrols usually get to you in less than an hour, and typically get you back on the road after 30 minutes of arrival.

You can also add National Recovery just in case we can't repair your vehicle:

• We'll take you, up to 7 passengers and the vehicle to any UK mainland destination.

So if we can’t complete repairs at the roadside, you can choose to be taken home, to your driving destination or your local garage, regardless of how far this may be.

The Breakdown Cover service is limited to 1 call-out during the insurance policy year.

More information and policy documents