At Home
If your vehicle won't start or breaks down within 1/4 mile of your home, you'll get breakdown recovery to a nearby garage. This extends our Roadside Assistance coverage straight to your door.
Personal breakdown cover for you as a driver or passenger in any vehicle.
Breakdown cover for you and someone you live with, as drivers or passengers in any vehicle.
Breakdown cover for you and up to 3 other people you live with, as drivers or passengers in any vehicle.
Breakdown cover for one vehicle, whoever's behind the wheel.
If your vehicle won't start or breaks down within 1/4 mile of your home, you'll get breakdown recovery to a nearby garage. This extends our Roadside Assistance coverage straight to your door.
If you break down and we can't fix your vehicle at the roadside. We'll take you, your vehicle and up to 7 passengers to any single UK destination.
If you break down and need repairs that stop your journey. We'll help with alternative transport or an overnight hotel stay.
If you need repairs or work done at a garage after calling us out for a breakdown. We'll cover costs up to £535.
If you have a vehicle being used to carry equipment, people or goods in return for payment, we’ll cover you.
If your car keys or house keys are lost, stolen or broken, or you’re locked out, we’ll arrange a replacement key or locksmith.
Answer a few quick questions to find cover that suits you.
If you purchase breakdown cover with us you can choose to pay annually by card or direct debit, or monthly by direct debit.&
If you pay annually, you’ll pay up front for a fixed 12-month breakdown cover policy and the overall price for a year will be lower than 12 monthly payments. Please note that in some circumstances – such as promotions – annual payment may not be cheaper than 12 monthly payments. There’s no refund if you cancel after your 14-day cooling-off period. You can choose how your policy renews when you set up your cover and can opt out of autorenewal at any time if you change your mind.
If you pay monthly, your account will be debited every month until your breakdown cover policy is cancelled. This gives you the convenience of paying per month, together with the flexibility of being able to cancel your cover at any time. After the 14-day cooling-off period, you'll just need to give us 30 days' notice.
Your payments may change at any point, but we’ll let you know at least 45 days in advance – giving you plenty of time to change or cancel your cover.
Breakdown Membership terms and conditions – September 2024
Parts and Garage Cover terms and conditions – November 2021
Key Cover terms and conditions – September 2024
The sale starts on 23 January 2025 and ends at 11.59 pm on 29 January 2025. This introductory offer: (1) is only available online at theAA.com; (2) is for new AA breakdown customers only who are UK residents, and not existing AA breakdown members or at renewal; (3) applies to the first year of your membership for annual customers only; for monthly membership, prices may change at any time with 45 days’ notice; (4) does not apply when only Roadside Assistance is purchased, or to Parts and Garage Cover, or to Key Cover, or to Commercial Use; (5) is not available in conjunction with any other offer, discount or promotion or in a breakdown situation; and (6) is not valid and prices are subject to change if you hold your breakdown membership in relation to a vehicle used for commercial purposes (without purchasing Commercial Use), or if you are in material breach of any other terms of your Roadside Assistance policy; (7) there’s no cash alternative, and The AA reserves the right to withdraw or alter this promotion without prior notice at any time.
10% of new AA customers paid £5.99 for monthly vehicle breakdown cover. Source: survey of new business sales from theAA.com, 1 November 2024 to 31 December 2024.
Prices shown include insurance premiums payable to the insurer(s) and a fee payable under a separate contract between you and Automobile Association Insurance Services Limited (AAIS) for arranging and administering your cover. Please see the breakdown cover terms and conditions for more information.
AA Breakdown Cover is arranged by Automobile Association Insurance Services Limited which is authorised and regulated by the Financial Conduct Authority (FCA). You can check their register online. Registered office: Level 3, Plant, Basing View, Basingstoke, Hampshire, England, RG21 4HG. Registered in England and Wales number 2414212.
This policy provides emergency assistance when a vehicle suffers a sudden or unexpected mechanical or electrical fault that prevents it from being driven or continuing a journey safely.
We do not cover cosmetic, non-emergency or self-induced faults, or where we suspect third-party interference has taken place. Please do not use the policy as a replacement for routine servicing, maintenance or repairs, or to cover faults caused by the actions or omissions of the driver.
If you use this policy for a vehicle that's not been serviced or properly maintained, we may not be able to help. We may also have to charge a service fee.
This policy only provides assistance to roadworthy and road-legal vehicles. It does not cover unsafe, unroadworthy, unlawful or overladen vehicles, or vehicles being used improperly.
Throughout the life of the policy, ensure vehicles are:
If you use this policy for a vehicle that’s not roadworthy or road-legal, we will not be able to help you get back on the road.
We cannot provide assistance if you call us out for a fault we've already attended within the last 28 days – unless you can provide proof that a permanent repair has been completed by a garage.
If we've made a temporary repair to your vehicle, please arrange for a permanent repair to be made soon after.
We do not provide cover for any known faults that existed before you bought breakdown cover, so please don't try to claim for them. If you use this policy for a vehicle with a known fault or a temporary repair that hasn't been made permanent, we may not be able to help. We may also have to charge a service fee.
The policy covers vehicles up to 3.5 tonnes (3,500kg) in weight and 8 foot 3 inches (2.55 metres) wide.
Please do not use breakdown cover for vehicles heavier than 3.5 tonnes or wider than 2.55 metres.
Vehicles that have been vandalised or subject to malicious damage are classed are insured events. This means they're usually covered by motor insurance, so we cannot provide assistance in these circumstances.
If you have a vehicle-based policy, the vehicle you registered with The AA is covered for all drivers.
If you change your vehicle, please ensure that you update us as soon as you can.
If you have a personal-based policy (single, joint, family), a vehicle is covered only if the member is a driver or passenger in the vehicle when it breaks down. We cannot provide assistance if drivers or passengers are being abusive or uncooperative.
You’ll need to add Commercial Use if you want to cover any vehicle used for:
If you call us out for a commercial vehicle and only have standard breakdown cover, we may not be able to help or may have to charge a service fee.
If you want to cover a fleet (more than 3 vehicles) you'll need our business breakdown cover.
To find out how we use your data, please read our website privacy notice and our specific roadside product privacy notice.
For more information, there's also our cookie policy and website terms and conditions.
1Source: AA Limited Mid-Year Update July 2024 (3.3 million paid personal members) and RAC Bidco Limited Interim Report June 2024 (2.7 million consumer members). Verify at theAA.com/Best
2Source: AA Annual Report & Accounts 2024 (c. 2,800 patrols) and RAC Annual Report & Financial Statements 2023 (1,600 patrols). Verify at theAA.com/Best
3Repeat call-outs for the same fault within 28 days will not be covered. Your call-out levels may affect future premiums.
Don't buy online – call us 24/7 for instant cover: 03330 046 046
Don't buy online – call us 24/7 for instant cover: 03330 046 046