What does AA breakdown cover include?
Our breakdown cover gives you peace of mind that you'll be able to get help if you break down. Your roadside assistance will always include:
- 24/7 cover for breakdowns over 1/4 mile from home
- a tow to a nearby garage if we can't fix your vehicle at the roadside
- unlimited call-outs
- If you have an accident, we'll be there to support you with Accident Assist
You can also add extra levels of cover to your policy to build a package that suits you. Read our breakdown cover guide to find out how breakdown cover can help you.
Just so you know, you won’t be covered for the following:
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roadside assistance after a breakdown or accident that involves the emergency services
- routine maintenance and running repairs
- repeat call-outs for the same fault
Please read our terms and conditions for full details on inclusions and exclusions.
How much cover do I need?
Our breakdown cover is flexible and comes with different amounts of cover. That means you can add and remove bits to create the right policy for you.
Our standard cover includes Roadside Assistance which applies once you're over ¼ mile from home. We’ll send a mechanic to help you any time of the day or night in the UK. And if we can’t fix your vehicle by the roadside, we’ll tow you to a local garage for repair.
All our policies include Roadside Assistance. But if you want more flexibility, you can add these handy extras:
- We’ll take you, your vehicle and up to 7 passengers to a single destination in the UK.
- We can take you back home, back to the start of your trip or on to the end of your journey.
- It's useful if we can't fix your vehicle at the roadside and a local garage can't do the repair quickly.
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You'll be covered even within ¼ mile of home, right up to your doorstep.
- Around 1 in 4 breakdowns happen at home, so it could be useful to have.
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If your vehicle's out of action while it's being repaired, we'll keep you moving.
- We’ll arrange travel for you and up to 7 passengers to wherever you need to be in the UK, up to 3 times a year.
- Finish your journey with a choice of car hire, overnight accommodation or public transport costs.
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We'll give you help with garage repair bills after a breakdown.
Get peace of mind on the road
Buy breakdown cover
Do I need personal or vehicle cover?
When you take out a breakdown policy with us, you can choose from personal or vehicle cover.
These are the options for personal cover, which cover you in multiple vehicles:
- Cover for you – As a driver or passenger in any vehicle (including cars, vans and bikes).
- Cover for two – Joint cover for you and someone you live with, as drivers or passengers in any vehicle.
- Family cover – Cover for you and up to 3 other people you live with, as drivers or passengers in any vehicle.
Or you can choose vehicle cover:
- Vehicle cover – Cover for one vehicle, whoever's behind the wheel.
If you’d like to buy personal cover on someone else’s behalf, please call us on 0330 053 1100.
What type of vehicles do you cover?
We'll come to your rescue if you’re in a:
We’re also here to help no matter if it’s a problem with the vehicle you’re driving or the one you’re towing.
As standard, we also cover caravans and trailers on tow at the time of breakdown – so long as your vehicle is roadworthy, taxed and has an up-to-date MOT. We’ll try to fix the problem with your vehicle, caravan or trailer on the spot or tow you to a garage for repairs.
Your vehicle must weigh less than 3.5 tonnes (3,500kg) and it can’t be wider than 8ft 3in (2.55m), excluding mirrors. This also applies to any caravans and trailers you're towing, to make sure we'll be able to recover your vehicle if we need to.
Our breakdown cover excludes vehicles that are:
- On trade plates
- Used to carry items or people for money
- Non-motorised
Vehicles that can’t lawfully be used on a public highway are also excluded.
If you want cover for a business fleet of cars, vans, trucks and other vehicles, you'll need business breakdown cover.
How soon will I be covered?
- Your cover will start on the date you choose, up to 60 days from when you buy. If you pick today's date, your cover will start in 24 hours' time.
- You can only claim on Parts and Garage Cover for breakdowns that happen after the first 14 days of your cover.
We'll email your policy documents (unless you ask us to send them in the post). If you haven’t received anything within 28 days, chat to us on our website.
Make a note of your membership number as soon as you buy, or download our app to keep your virtual membership card to hand in case you break down.
Why should I choose the AA?
Our excellent breakdown service has been awarded 5 stars by independent research company Defaqto, and more than 95% of our reviews recommend us.
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We're the UK's largest breakdown cover company, with over 2,500 mobile mechanics.
- We fix 4 out of 5 cars at the roadside – more than anyone else.
- Our trained experts rescue someone every 11 seconds.
- You'll get exclusive Smart Benefits and discounts when you join.
- We'll handle everything after an accident with Accident Assist
We've been getting people back on the road for over 100 years – since 1905, in fact. Back then, we promised to campaign for road safety and put our Members first. And we're still doing that today.
