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Travel currency card

The Fees

How much it costs

Travel currency cards could offer signifcant savings, as they come with no usage fees on overseas purchases or ATM withdrawals of £50/€50 or more, competitive exchange rates and free loading options. Credit and debit cards can charge a usage fee every time they are used abroad.

The following fees apply when using the AA Worldwide and Euro Travel Currency Prepaid Mastercard® Cards.

AA Worldwide (Sterling) Card AA Euro Card
On application
Card issue fee £9.95 for 3 years(Refundable if your first load is over £100)
Additional card fee £4.99 £4.99
Other initial fees PIN issue – free (via our PIN retrieval service)
PIN re-issue – free (via our PIN retrieval service)
Limits £10 minimum initial load amount
£5,000 – maximum combined card/account balance
€10 minimum initial load amount
€6,250 – maximum combined card/account balance
Ongoing features
Replacement card fees £4.99 for lost and stolen replacement cards
Transaction fees Abroad and UK: free
Cash withdrawal fees* Abroad: £1.50 per withdrawal (however if your cash withdrawal is equal to or over £50 then the fee will be refunded to your card account)

UK: £1.50 per withdrawal
Abroad: €1.50 per withdrawal (however if your cash withdrawal is equal to or over €50 then the fee will be refunded to your card account)

UK: €1.50 per withdrawal
Service fees Dormancy fee: £1 per month following 12 months of card inactivity
Balance enquiry Free online attheAA.com/customerservice

Via automated phone service (0345 340 3177 from UK and +44 207 096 9457 from overseas). Standard network rates apply if calling from abroad

No extra charge by text (80777). Standard mobile network rates apply.
Top up fees and limits Bank transfer: Free (maximum load£2,000)
Debit card: Free (maximum load of £750 in 24 hour period)
Credit card: 3% of load value (maximum load of £750 in 24 hour period)
Post Office®branches: 99p per load (maximum single load £250)
PayPoint: 3% of load value (maximum single load £249)
Other fees Paper statement: £10
Investigation fee: £20
Closure
Cancellation or redemption £10
Expiry Card valid for three years

* Some ATMs may charge an additional fee and should advise you before you confirm the transaction. When you use your card at an ATM, you may also be subject to applicable fees, surcharge rules and regulations of the relevant ATM or other financial institution or association. The ATM should advise of this before you confirm your withdrawal.


Mastercard is a registered trademark of Mastercard International Incorporated. The card is issued by Wirecard Card Solutions Ltd ('WDCS') pursuant to licence by Mastercard International Inc. WDCS is authorised by the Financial Conduct Authority to conduct electronic money service activities under the Electronic Money Regulations 2011 (Ref: 900051).

The AA Worldwide Travel Currency Mastercard Prepaid Card is arranged by AA Financial Services Limited (AAFS), registered in England and Wales number 912211. Registered Office: Fanum House, Basing View, Basingstoke, Hampshire RG21 4EA.