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If you need some help or want to apply call:

0800 197 6169

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Sun 9am–7pm

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Home Insurance

Up to 30%* online discount for new home insurance customers. Get a home insurance quote.Up to 30% online discount* for new home insurance customers. Get a home insurance quote.
Get a home insurance quoteRenew your AA home insurance policyRetrieve your home insurance quote

Reasons to choose the AA for home insurance

We'll search our panel of over 10 leading insurers to find you the best home insurance quote we can.

Contents insurance benefits

  • Home contents cover of up to £40,000 (higher levels available on request)
  • Automatic new-for-old insurance cover on most items
  • Legal expenses cover of up to £25,000 and a 24-hour legal helpline
  • Accidental damage cover for non-portable home entertainment and electrical and gas equipment

  • Contents insurance cover summary

Buildings insurance benefits

  • Unlimited rebuilding costs for homes with a market value of up to £1 million
  • Accidental damage cover as standard
  • 24-hour emergency cover and helpline – we'll pay up to £70 for labour and up to £100 for materials for emergency repairs**
  • Alternative accommodation costs of up to £20,000 for you and your pets if your home cannot be lived in following an event covered by your policy
  • Buildings insurance cover summary

Contents insurance – optional extra cover

For complete peace of mind you can add extra protection when you get a home insurance quote.

  • Accidental damage or loss cover for household goods, including furniture and furnishings
  • Accidental damage and away from home cover for your valuables and personal belongings

Get a home insurance quote


Terms and conditions for buildings insurance and contents insurance are available online; we'll send you complete documentation after you have bought your policy.

Worried about the cost of switching your home insurance? We'll refund up to £50 if your current buildings and contents insurers charge you.†



* 10% of people could save 30% on their home insurance compared to buying on the phone (survey of new business quotes March 2008). Discount only available to new AA Home Insurance customers and is only applicable for the first year of the policy. Discount not available retrospectively or for specialist schemes. Discount not available in conjunction with any other discount (including the 10% introductory discount for AA Personal members), promotion or offer. Offer can be withdrawn or varied at any time.

** We will pay for labour charges up to £70 (including VAT) and for materials up to £100 (including VAT) to cover an emergency service following an insured event during the period of your policy.

† If you are charged for switching your insurance, we will refund up to £25 for buildings cover and up to £25 for contents cover.

Telephone calls may be monitored and recorded for quality assurance and compliance.

AA Home Insurance is arranged by Automobile Association Insurance Services Limited. Registered office: Fanum House, Basing View, Basingstoke, Hampshire RG21 4EA. Registered number: 2414212 England.

Automobile Association Insurance Services Limited is authorised and regulated by the Financial Services Authority (FSA). You can check on the FSA's register by visiting the FSA's website www.fsa.gov.uk/register (link opens a new window) or by contacting the FSA on 0845 606 1234.