Using your Spend and Earn Card Abroad

Foreign currency converter

If you're thinking of using your AA Spend and Earn MasterCard® Prepaid Card outside of the UK, you should consider applying for an AA Travel Currency MasterCard Prepaid Card. Available in both Euro and Worldwide (Sterling), the AA Travel Currency Cards work in the same way as the Spend and Earn Card but come with the benefit of a better exchange rate, charging no usage fee on overseas purchases, and the ATM fee is refunded on withdrawals equivalent in value to £50 or more.

In the meantime you can use these calculators to see how far your Sterling will go overseas.

Work out how much the funds on your card are worth in a foreign currency.

Work out how much an item will cost if you pay using your Spend and Earn Card.

More information about our exchange rate

Our exchange rate can change on a daily basis but is fixed at the start of each day and is therefore guaranteed, regardless of market fluctuations – so you will always know exactly what you will be charged in advance.

You can check this rate everyday on the AA website and over the phone via customer service on 0845 872 0822*. See terms and conditions for more information.

Apply for a card

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More about our currency cards

Existing customers

You can top up your card, download your statement, move funds and more – all online.


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*Our agents are available from Monday to Friday 9am to 6pm, however you can use this automated telephone service to manage your card at any time. Calls to 0845 numbers are charged at a local rate from BT landlines in the UK. The cost of calls may vary from other phone networks and from abroad.

MasterCard and the MasterCard Brand Mark are registered trademarks of MasterCard International Inc. The card is issued by Wirecard Card Solutions Ltd ('WDCS') pursuant to licence by MasterCard International Inc. WDCS is authorised by the Financial Services Authority to conduct electronic money service activities under the Electronic Money Regulations 2011 (Ref: 900051).

The AA Spend and Earn MasterCard Prepaid Card is arranged by AA Financial Services Limited, registered in England and Wales number 912211. Registered Office: Fanum House, Basing View, Basingstoke, Hampshire RG21 4EA.