Car Loans
Free six-month car warranty.
Benefits
- At 6.9% APR typical, we help make car loan repayments affordable.
- You can borrow from £7,000 to £25,000 with fixed payments from two to seven years.
- Six months' free AA Car Warranty when you take out an AA Car Loan*.
- Take a three-month repayment holiday before beginning your chosen repayment period.**
- Call now for a decision in minutes.

* Once your loan agreement has been finalised, you will receive a voucher for a six-month free AA Warranty (covers most cars up to 10 years old and 100,000 miles). See policy details. This must be redeemed within 28 days of receipt of your AA Car Loan cheque. Terms and exclusions apply. Please see the policy documents for further details. This offer cannot be used in conjunction with any other offer.
** Interest accrues during the repayment holiday.
APR and repayment details are correct at the time of the site going live. Rates apply to Internet applications only and cannot be used in conjunction with any other offer. You may be offered a different rate depending on your personal circumstances, our credit assessment procedure and other related factors. Minimum loan amount available is £7,000. AA Loans are provided or arranged, subject to status including permanent employment, by Automobile Association Personal Finance Limited, City House, City Road, Chester CH88 3AN. You must be at least 18 and a UK resident (excluding Northern Ireland, the Channel Islands and the Isle of Man) to apply.
AA Loans are provided or arranged by Automobile Association Personal Finance Ltd, City House, City Road, Chester CH8 3AN. Automobile Association Personal Finance Ltd is a joint venture company between Automobile Association Developments Ltd and Bank of Scotland plc. Registered in Scotland No. SC327000. Registered Office: The Mound, Edinburgh EH1 1YZ. Bank of Scotland plc is authorised and regulated by the Financial Services authority. FSA registered number is 169628.
