Prestige home insurance

Why choose Prestige?

If you require more than £75,000 home contents cover, or more than
£1 million buildings cover, Prestige Home Insurance is for you.

Extensive Contents Cover

• Contents, art, antiques, jewellery and watches insured against loss or damage anywhere in the world
• Garden furniture and other outdoor items in your garden insured against loss or damage up to £15,000
• Business equipment insured against loss or damage up to £15,000
• Your personal money insured up to £2,500
• Gifts purchased for a birthday, wedding or anniversary insured up to £10,000 (the maximum amount payable for each individual gift is £1,000)

Complete Buildings Cover

• Buildings insured against loss or damage
• Home Emergency Cover for plumbing and drains, electricity supply, cooking system, heating system, damage to doors, locks and windows, and vermin in your home. Up to £500 cover per claim (includes VAT) for call out, parts and labour. Claim limit of up to £1,000 a year
• We will pay alternative accommodation costs for you if your home is made uninhabitable following loss or damage. This includes your family, your pets and horses, plus any rent which ceases to be payable to you, for up to 3 years
• Identity theft cover and up to £25,000 to cover the cost of defending your name and restoring your credit status if you or your family suffer identity theft

Optional cover – Family Legal Protection

You can also get up to £100,000 cover for legal expenses in many disputes, including contracts, employment, personal injury plus legal assistance in the event of a full tax enquiry.