Credit Card Balance Transfer Calculator

Find out how much you could save by transferring your existing balances on a credit card, store card or even a loan. Just enter your outstanding balances and the interest rate to calculate.

Your current balances

By transferring your current balance to an you could save


in interest over the 0% period. The saving includes the handling fee.

APR representative variable

You can find your current APR on your latest statement. Many credit cards are around 17.9%

Introductory rate
Introductory term
Annual fee
Balance transfer fee

Representative example p.a. variable on card purchases. This is equivalent to APR representative variable based on a credit limit of £1200.

AA Financial Services Limited trading as AA is not an independent financial services provider and is acting as a credit intermediary and introduces customers to MBNA Europe Bank as its exclusive Credit Card partner.

The AA Credit Card is arranged by AA Financial Services Limited (AAFS), registered in England and Wales number 912211. Registered Office: Fanum House, Basing View, Basingstoke, Hampshire, RG21 4EA. AAFS is an Appointed Representative of Automobile Association Insurance Services Limited, which is authorised and regulated by the Financial Services Authority, registered number 525013. You can check this on the FSA's register by visiting the FSA's website or by contacting the FSA on 0845 606 1234.

The AA Credit Card is issued by MBNA Europe Bank Limited, a Bank of America company. Registered Office: Stansfield House, Chester Business Park, Chester CH4 9QQ. Registered in England number 2783251. MBNA's consumer credit activities are licensed by the Office of Fair Trading (OFT) and MBNA’s general insurance activities are authorised and regulated by the Financial Services Authority (FSA). Credit is available, subject to status, only to UK residents aged 18 or over. MBNA will monitor or record some phone calls.