To apply

Please call 0800 171 2036

Lines are open
Mon–Fri 8am–9pm,
Sat 9am–9pm,
Sun 9am–7pm

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Credit Cards

Our credit card also comes with

  • 0% on money transfers from your credit card to your current account for 12 months1 (4% fee) for transfers made within 60 days of account opening
  • It only takes a few minutes to apply online for an instant decision2
  • Convenient online card services so you can check your balance, view your PIN or see how many reward points you've earned
  • Apply for up to three extra cardholders.3
  • Shop online with confidence – AA Credit Card Secure gives extra security using password protection Verified by Visa
  • UK-based customer service specialists available 24 hours a day, 365 days a year
  • Contactless payment technology
  • Free fraud protection4
  • No annual fee

Representative example 17.9% p.a. (variable) on card purchases. This is equivalent to 17.9% APR representative (variable) based on a credit limit of £1,200

Apply now

Credit card information

Find out even more about the new AA Credit Card with these useful links.

Glossary of terms Get the most from your card Comparing credit cards Cards FAQs Online card services AA Reward Points What people say about the AA Credit Card

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Financial news

From the latest press releases to useful websites, this section gives up to date information and news.

Latest news from the AA Credit card press centre FSA regulatory body

AA Financial Services Limited trading as AA is not an independent financial services provider and is acting as a credit intermediary and introduces customers to MBNA Europe Bank as its exclusive credit card partner.

1 From the date your account is opened.

2 Instant decision is only available Monday to Thursday 8am to 8pm and Friday 8am to 5pm. If you apply out of hours you should hear from us within 10 working days.

3 Any additional cardholder(s) must reside at the same primary address and have a relationship of close family member (defined as: spouse, child, parent, sibling or domestic partner)

4 You must call us as soon as the card cannot be found or if you notice any unusual transactions on your account.

The AA Credit Card is arranged by AA Financial Services Limited (AAFS), registered in England and Wales number 912211. Registered Office: Fanum House, Basing View, Basingstoke, Hampshire RG21 4EA. AAFS is an Appointed Representative of Automobile Association Insurance Services Limited, which is authorised and regulated by the Financial Services Authority, registered number 525013. You can check this on the FSA's register by visiting the FSA's website www.fsa.gov.uk/register/ or by contacting the FSA on 0845 606 1234.

The AA Credit Card is issued by MBNA Europe Bank Limited, a Bank of America company. Registered Office: Standfield House, Chester Business Park, Chester CH4 9QQ. Registered in England number 2783251. MBNA's consumer credit activities are licensed by the Office of Fair Trading (OFT) and MBNA's general insurance activities are authorised and regulated by the Financial Services Authority (FSA). Credit is available, subject to status, only to UK residents aged 18 or over. MBNA will monitor or record some phone calls.