How To Earn Reward Points

AA Credit Card
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It can pay to spend with the AA Credit Card

Our credit cards reward all your card spending, so you'll earn points no matter what you buy or where. Just check the calculator below to see how quickly your points could add up, and see redeeming reward points for ideas on how to use your points.

Reward point calculator

There's no need to spend more than you normally would to benefit from rewards; just by switching your normal spending you'll see how quickly points add up. And don't forget, additional card holder points go to you too.

Choose the card you are interested in, then move the sliders or enter your monthly spending in the boxes.

 
 

Monthly spending

In a month how much do you spend on:

 in AA Reward Points
Annually this is worth:
£
 on AA products
£
 on high street shopping vouchers
£
 on cash back

Points earning explained

 

AA Rewards Credit Card

The AA Credit Card rewards motoring and AA purchases as well as fuel1, and the points are worth more if they're used for AA products and less if they are used for cash back.

  Motoring purchases1 Other purchases
AA Credit Card 1 point per £1 spent 1 point per £2 spent
AA Member Credit Card 2 points per £1 spent 1 point per £1 spent


Redemption values vary – check the calculator above2

16.9% APR representative variable

AA Balance Transfer Credit Card

The AA Balance Transfer Credit Card rewards motoring and AA purchases as well as fuel1, and the points are worth more if they're used for AA products and less if they are used for cash back.

  Motoring purchases1 Other purchases
AA Credit Card 1 point per £1 spent 1 point per £2 spent
AA Member Credit Card 2 points per £1 spent 1 point per £1 spent


Redemption values vary – check the calculator above2

17.9% APR representative variable

AA Rewards Plus Credit Card

Existing customers only.

  Fuel purchases3 Other purchases
AA Rewards Plus 3 points per £1 spent 1 point per £2 spent

 

19.9% APR representative variable


Credit Card information

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Financial news

From the latest press releases to useful websites, this section gives up to date information and news.

Latest news from the AA FSA regulatory body

AA Financial Services Limited trading as AA is not an independent financial services provider and is acting as a credit intermediary and introduces customers to MBNA Europe Bank as its exclusive Credit Card partner.

1 Motoring purchases includes: purchases from any car garage (eg for parts, repairs, servicing, MOT testing); fuel purchases (diesel, petrol or LPG Autogas) from any fuel stations including supermarkets; AA products and services purchased directly from the AA.

2 The redemption value of your points will vary depending on your choice of redemption items. Full details of the AA Rewards Points programme will be sent to you once your account is opened.

3 Fuel purchases (diesel, petrol or LPG Autogas) from any fuel stations including supermarkets.

APR stands for annual percentage rate.

The AA Credit Card is arranged by AA Financial Services Limited (AAFS), registered in England and Wales number 912211. Registered Office: Fanum House, Basing View, Basingstoke, Hampshire RG21 4EA. AAFS is an Appointed Representative of Automobile Association Insurance Services Limited, which is authorised and regulated by the Financial Services Authority, registered number 525013.

The AA Credit Card is issued by MBNA Europe Bank Limited, a Bank of America company. Registered Office: Stansfield House, Chester Business Park, Chester CH4 9QQ. Registered in England number 2783251. MBNA's consumer credit activities are licensed by the Office of Fair Trading (OFT) and MBNA's general insurance activities are authorised and regulated by the Financial Services Authority (FSA). Credit is available, subject to status, only to UK residents aged 18 or over. MBNA will monitor or record some phone calls.