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Low Rate Credit Card

Before we get started

Credit is subject to status. To apply you'll need to confirm that you:

  • are aged 18 years or over
  • are a UK resident
  • currently have a bank or building society account
  • are employed, retired or a homemaker with an annual income of over £8,000 excluding benefit payments
  • don't have any outstanding County Court Judgements

It is not possible to transfer a balance from another card provided by Bank of Ireland to this card.

To complete the application you will need the sort code and account number of your bank or building society account.

If your application is successful you can expect to receive your card within seven working days.

Bank of Ireland UK adheres to The Standards of Lending Practice which are monitored and enforced by the LSB: http://www.lendingstandardsboard.org.uk

AA Financial Services Limited (AAFS) acts as a credit intermediary and introduces customers to Bank of Ireland (UK) plc only as its exclusive credit card issuer.

AA Financial Services Limited is authorised and regulated by the Financial Conduct Authority. Registered Office: Fanum House, Basing View, Basingstoke, Hampshire RG21 4EA. Registered in England and Wales (912211).

The AA Credit Card is provided by Bank of Ireland (UK) plc.

Bank of Ireland (UK) plc is authorised by the Prudential Regulation Authority and regulated by the Prudential Regulation Authority and the Financial Conduct Authority. Bank of Ireland (UK) plc is incorporated in England and Wales (7022885). Registered Office: Bow Bells House, 1 Bread Street, London EC4M 9BE. Bank of Ireland UK is a trading name of Bank of Ireland (UK) plc.