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Dual Credit Card

The card for balance transfers and purchases

Dual Credit Card

Get 0% on both balance transfers and purchases with our Dual Credit Card.

Get 0% on both balance transfers and purchases with our Dual Credit Card.

card offer:
  • 0% for either 28 or 24 months on purchases from account opening, depending on individual circumstances.
  • No annual fee
  • 0% for up to 12 or 10 months when a balance transfer is made in the first 3 months, depending on individual circumstance. A 2.70% balance transfer fee applies.
Important information:
  • Your personal APR and introductory offer duration will be based on your individual circumstances.
  • A balance transfer fee of 2.70% will be applied, which will increase the amount you owe.
  • Pay on time each month and stay within your credit limit to keep your promotional rates.
  • When the promotional offer ends, any outstanding amount will be charged interest at your standard variable rate.
Please read before applying:

Charges and summary box

Terms and conditions

Representative example:

Representative (variable):

18.9% APR

Purchase rate (variable):

18.9% p.a.

Assumed credit limit:



No annual fee
Need some help?

0800 032 2004†

Open: Monday to Friday 8am to 8pm, Saturday 9am to 5pm and 10am - 5pm on bank holidays

Bank of Ireland UK adheres to the Standards of Lending Practice which are monitored and enforced by the Lending Standards Board.

Please read the Statement of Lender and Borrower Responsibilities which sets out our key responsibilities.

† 0800: Calls to 0800 numbers are normally free from UK landlines and mobile phones.

AA Financial Services Limited (AAFS) acts as a credit intermediary and introduces customers to Bank of Ireland (UK) plc only as its exclusive credit card issuer.

AA Financial Services Limited is authorised and regulated by the Financial Conduct Authority. Registered Office: Fanum House, Basing View, Basingstoke, Hampshire RG21 4EA. Registered in England and Wales (912211). The AA Credit Card is provided by Bank of Ireland (UK) plc. Registered Office: Bow Bells House, 1 Bread Street, London EC4M 9BE. Bank of Ireland (UK) plc is incorporated in England and Wales (7022885). Bank of Ireland UK is a trading name of Bank of Ireland (UK) plc.