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Balance transfer credit card

Our longest ever balance transfer offer

Balance Transfer Credit Card

Transfer balances from existing credit or store cards onto the AA Balance Transfer Credit Card.

Transfer balances from existing credit or store cards onto the AA Balance Transfer Credit Card.

Card offer:
  • 0% for either 37 or 26 months when a balance transfer is made in the first 3 months, depending on individual circumstances. A 2.5% balance transfer fee applies.
  • 0% for 3 months on purchases from account opening.
  • No annual fee.
Important information:
  • Your personal APR and introductory offer will be dependent on your personal circumstances.
  • A balance transfer fee of 2.5% will be applied, which will increase the amount you owe.
  • Don't forget to pay on time each month and stay within your credit limit to keep your promotional rates.
  • When the promotional offer ends any outstanding amount will be charged interest at your standard variable rate.
Please read before applying:

Charges and summary box

Terms and conditions

Representative example:

Representative (variable): 

19.9% APR

Purchase rate (variable): 

19.9% p.a.

Assumed credit limit:



No annual fee

Apply today for a Balance Transfer Credit Card

Apply now
Call now to apply by phone

0800 032 2004†

Open: Monday to Friday 8am to 10pm, Saturday 8am to 6pm, Sunday and bank holidays 10am to 5pm.

Bank of Ireland UK adheres to The Standards of Lending Practice which are monitored and enforced by the LSB: http://www.lendingstandardsboard.org.uk 

† 0800: Calls to 0800 numbers are normally free from UK landlines and mobile phones. Calls may be monitored or recorded for training and compliance purposes.

AA Financial Services Limited (AAFS) acts as a credit intermediary and introduces customers to Bank of Ireland (UK) plc only as its exclusive credit card issuer.

AA Financial Services Limited is authorised and regulated by the Financial Conduct Authority. Registered Office: Fanum House, Basing View, Basingstoke, Hampshire RG21 4EA. Registered in England and Wales (912211). The AA Credit Card is provided by Bank of Ireland (UK) plc. Registered Office: Bow Bells House, 1 Bread Street, London EC4M 9BE. Bank of Ireland (UK) plc is incorporated in England and Wales (7022885). Bank of Ireland UK is a trading name of Bank of Ireland (UK) plc.