Landlords' Insurance
It's easy to get a landlords' insurance quotation. Simply give us a few details, and we'll contact you. Or you can phone us on 0800 294 0905.
Extensive range of tenancy catered for, including:
- residential (including blocks of flats)
- commercial, industrial, offices and shops
- students, DSS, asylum seekers, hostels and sheltered accommodation
- unoccupied
- properties in course of construction
Landlords' insurance key benefits
- Portfolio of properties catered for
- Buildings insurance with a wide range of benefits
- Landlord's contents insurance – available as required
- Accidental damage – optional cover available
- Loss of rent insurance – available as required
- Employers' liability cover up to £10 million
Landlord insurance – frequently asked questions
Why do I need landlord insurance?
Landlords' insurance enables you to insure the property you own and to meet the liabilities and risks you face in renting property to tenants.
What other covers should I consider other than buildings insurance?
Landlord's contents, rental income and engineering cover (for any heating, ventilation, air conditioning and lifts) can all be catered for. Liability insurance is essential.
Can I insure more than one property with a landlord insurance policy?
Yes, the cover we offer allows you to insure multiple buy-to-let properties, saving you time and effort.
Can I purchase landlord insurance online?
Simply enter a few details and we'll phone you. Or you can call us on 0800 294 0905, and we'll provide you with a competitive quotation.
Do I need landlords contents insurance if I let part-furnished properties?
No, items such as carpets, curtains / blinds and domestic appliances are automatically included within the definition of 'buildings' in our landlord's policies and there is no need to arrange separate landlord's contents insurance in these circumstances.
Why do I need employers' liability insurance?
If you employ staff in your business you will need employers' liability insurance. Employers' liability insurance is compulsory under UK law for businesses with employees.
What is employers' liability?
Employers' liability is a legal liability to pay damages as a consequence of injury, illness or disease sustained by any employee at work. Employers' liability insurance covers the cost of paying damages awarded to an employee who has made a claim against you as an employer.
AA Business Insurance is arranged by Automobile Association Insurance Services Limited. Registered office: Fanum House, Basing View, Basingstoke, Hampshire RG21 4EA. Registered in England and Wales number 2414212.
Automobile Association Insurance Services Limited is authorised and regulated by the Financial Services Authority (FSA). You can check on the FSA's register by visiting the FSA's website www.fsa.gov.uk (link opens a new window) or by contacting the FSA on 0845 606 1234.