European Countries Covered

Zone 1

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France only
Germany
Andorra
Belgium
Channel Islands
Ireland
Isle of Man
Luxembourg
Netherlands
Monaco

Zone 2

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France only
Germany
Spain
(excluding Ceuta and Melilla)
Andorra
Austria
Belgium
Channel Islands
Gibraltar
Ireland
Isle of Man
Italy
Liechtenstein
Luxembourg
Netherlands
Monaco
Portugal
San Marino
Switzerland

Zone 3

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France only
Germany
Albania
Andorra
Austria
Belgium
Belarus
Bosnia-Herzegovina
Bulgaria
Channel Islands
Croatia
Cyprus
Czech Republic
Denmark
Estonia
Finland
Greece
Hungary
Ireland
Isle of Man
Italy
Kosovo
Latvia
Liechtenstein
Lithuania
Luxembourg
Netherlands
Macedonia
Mediterranean islands (European)
Montenegro
Monaco
Norway
Poland
Romania
San Marino
Serbia
Slovakia
Slovenia
Sweden
Switzerland
Turkey in Europe plus Uskudar
Ukraine

Zone 4

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France only
Germany
Albania
Andorra
Austria
Belgium
Belarus
Bosnia-Herzegovina
Bulgaria
Channel Islands
Croatia
Cyprus
Czech Republic
Denmark
Estonia
Finland
Greece
Hungary
Ireland
Isle of Man
Italy
Kosovo
Latvia
Liechtenstein
Lithuania
Luxembourg
Netherlands
Macedonia
Mediterranean islands (European)
Montenegro
Monaco
Norway
Poland
Romania
San Marino
Serbia
Slovakia
Slovenia
Sweden
Switzerland
Turkey in Europe plus Uskudar
Ukraine


Geographical limits of European Breakdown Cover

Cover applies within the following geographical limits. If your vehicle travels outside the geographical limits of your policy, you will not be covered for that portion of the trip. Please note that one of the person(s) named on the Statement of Insurance must be with your vehicle when assistance arrives.

Countries covered by European Breakdown Cover

United Kingdom* Isle of Man* Channel Islands* Republic of Ireland, all islands of the Mediterranean and the following countries of mainland Europe: Andorra, Austria, Belgium, Belarus, Bosnia-Herzegovina, Bulgaria, Croatia, Cyprus, Czech Republic, Denmark, Estonia, Finland, France, Germany, Gibraltar, Greece, Hungary, Italy, Latvia, Liechtenstein, Lithuania, Luxembourg, Macedonia, Monaco, Montenegro, Netherlands, Norway, Poland, Portugal, Romania, San Marino, Serbia, Slovakia, Slovenia, Spain (excluding the islands of Ceuta and Melilla), Sweden, Switzerland, Turkey in Europe plus Uskudar, Ukraine.

* If you live in the United Kingdom, Channel Islands or Isle of Man cover commences from when you leave your home address (except for travel from Northern Ireland to the Republic of Ireland**). We will only cover you in your country of residence for a direct journey to or from your home, to or from (as applicable) the seaport or Eurotunnel terminal.

** Travel from Northern Ireland to the Republic of Ireland: cover for travel commencing from home in Northern Ireland to the Republic of Ireland only begins when you reach the Republic of Ireland. There is no cover for travel within Northern Ireland.

Please note: The optional Parts and Labour benefit only commences when your vehicle has left the UK, Channel Islands and Isle of Man.

Trips within the British Isles are restricted to journeys where you take your vehicle overseas by waterborne craft and not for crossing estuaries and non-tidal waterways.

Cover within your home country applies only to a direct journey to and from the seaport or Eurotunnel terminal.

We reserve the right to amend the geographical limits of cover in the event of areas becoming affected by war, civil disturbance, riot or radioactive contamination.